Work Location:

United States of America

Hours:

40

Line of Business:

Credit Management

Pay Detail:

$110,000 - $110,000 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon candidate's skills and experience, job-related knowledge, licensure and certifications, geographic location, and other specific business and organizational needs. As TD puts career development at the forefront of our colleague experience, it is not typical for an individual to be hired at or near the top of the range for their role.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role

Job Description:

Program Description

We are considering candidates interested in joining the Corporate and Investment Banking (CIB) Credit team based in New York, NY as part of TD Securities' 2025 Full-Time Analyst Program. 

  

The Analyst Training Program, which begins in early July, provides a five-week introduction and orientation to the firm and its capabilities. The curriculum includes coursework in accounting, communication skills, debt and equity capital markets, Excel, financial analysis, modeling, and valuation.

 

Role Overview

TD Securities is one of the most active North American dealers in Debt and Equity products.

CIB Credit is our team of in-house credit assessment professionals. Our credit team is involved in the lending business and responsible for the structuring, analysis, risk assessment and ongoing portfolio monitoring.

As an Analyst, you will:

Be involved with the structuring of new credit transactions, preparation of client presentations and credit applications, providing support related to client development, and supporting transaction execution

Prepare and recommend credit submissions including new business, annual and interim client reviews

Conduct appropriate market, industry, and client research and risk analysis

Build and update dynamic financial models and forecasts, including determining relevant valuation multiples and loan repayment capacity

Develop and maintain solid and effective working relationships with clients, internal and external business partners, and stakeholders

Who We Are Looking For

Earn a Bachelor's Degree no later than June 2025

Authorized to work in the U.S

No prior experience in finance is required, but a keen interest in corporate lending is requested

Results driven, proven academic excellence and strong interpersonal skills.

High ethical and professional standards

Strong financial/analytical skills, knowledge of MS Excel preferred

Proactive and highly motivated

Able to work effectively in a team environment and independently

Demonstrated leadership (i.e., sports, clubs, extracurricular activities, and philanthropy, etc.)

Who We Are

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we help clients meet their needs today and prepare for tomorrow. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. We are growth-oriented, people-focused, and community-minded. As a team, we work to deliver value for our clients every day.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
 

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.