Location: On site in Memphis, TN

Summary

This opportunity is within our Asset Based Lending group. Responsible for proactively managing portfolios by identifying trends and alerting management to changes in portfolio conditions.  Partners with Relationship Managers to finalize credit package terms; independently prioritizes requests, provides guidance on risk and risk ratings, recommends credit structure, prepares proposals and evaluates alternative credit structures.  Contributes to the development of profitable long term credits.

 

Key Responsibilities Include

Proactively identifies portfolio weaknesses / trends and alerts management to deteriorating portfolio conditions. Independently prioritizes between new credit requests and renewals; provides initial risk rating and recommends appropriate credit structure; provides guidance on policy issues and risk ratings. Prepares approval, commitment, proposal document, and participates in documentation process including the identification of covenants and other key provisions, customer meetings, discuss alternative credit structures, and clarify any questions. Interacts with clients during due diligence and partners with RM as part of "team" to finalize credit package terms and documentation on transactions. Leads the legal documentation process; Meets individual and team production goals.

 

Qualifications Include

Bachelors Degree with 3-5 years experience required or equivalent in work experience;  5+ years experience preferred. Possesses an understanding of the current business environment; superior credit knowledge; expertise in credit policy and analytical abilities; Goal and production oriented; strong relationship building skills; ability to take initiative using strong problem solving skills; knowledge level to be an independent resource on credit issues.

 

About Us
First Horizon is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately ~7,300 associates and ~418 banking centers throughout the southeastern United States. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. First Horizon has been recognized as one of the nation’s best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank.

Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

Corporate Diversity Commitment:
We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do.

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