Ag/Commercial Loan Officer **Fidelity Bank & Trust** 1 Positions ID: 1649090 Posted On 07/24/2024 **Job Overview** **Are you passionate about finance and building relationships with Ag and Commercial business owners?** **Do you thrive in a fast-paced environment where you can make a meaningful impact? If so, we have an exciting opportunity for you to join our team as an enthusiastic Ag/Commercial Loan Officer.** As an Ag/Commercial Loan Officer, you will play a crucial role in supporting our Ag and Commercial clients by providing them with the financial solutions they need to succeed. You will be responsible for building and maintaining relationships with diverse variety of entrepreneurs in the community, understanding their unique financial needs, and offering tailored lending solutions. **Responsibilities:** · Develop and maintain relationships with Ag and Commercial clients, including agribusiness and small to large commercial business owners. · Assess the creditworthiness of potential borrowers and determine appropriate lending solutions. · Structure loan packages to meet the specific needs of our wide variety of clients, including operating loans, equipment financing, and real estate loans. · Monitor loan portfolios and proactively address any potential risks or issues. · Proactively generate leads and referrals for deposit accounts, including checking, savings, money market, and certificate of deposit (CD) accounts. · Stay informed about industry trends, market conditions, and regulatory changes affecting the specific business sectors. · Collaborate with other members of the banking team to cross-sell additional products and services to agricultural clients. **Supervisory Responsibility** This position may be responsible for supervising assigned staff. **Work Environment** This job operates in a professional office environment. This role routinely uses standard office equipment. **Requirements** **Physical Demands** The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to stand, walk, sit, reach with arms, talk or hear and use hands to finger, handle or feel objects, tools or controls. Specific vision abilities required by this job include close vision, some distance vision, and ability to adjust focus. Some driving may be required. **Position Type/Expected Hours of Work** This is a full-time position, and typical work hours and days are Monday through Friday, 8:00 a.m. to 5 p.m. **Travel** Some travel may be required between offices on a limited basis. **Required Education and Experience** · Bachelor's degree in finance, agricultural economics, or a related field. · Minimum of 5 years of experience in commercial and/or agricultural lending or a related field. · Strong understanding of agricultural/commercial operations. · Excellent communication and interpersonal skills, with the ability to build rapport and trust with clients. · Solid financial analysis skills, including the ability to assess credit risk and structure loan packages. · Knowledge of banking regulations and compliance requirements related to agricultural lending. · Proven track record of meeting or exceeding sales targets and goals. **Additional Eligibility Qualifications** None required for this position. **Other Duties** Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. **Equal Opportunity Employer: Minorities, Women, Veterans, Disabilities** Please view Equal Opportunity Posters provided by OFCCP/DOL here. (https://www.dol.gov/agencies/ofccp/posters) Fidelity Bank & Trust will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with Fidelity Bank & Trust's legal duty to furnish information. If a reasonable accommodation is needed to complete the application process, please contact Human Resources at (563) 875-7157 and let us know how we can help. Primary Contact 1724418518215 Jenni Noonan Chief eXperience Officer, Phone Phone Phone Fax jnoonan@bankfidelity.com Email False False True **Job Details** Categories Banking/Mortgage/Financial Services Location Platteville, WI Job Type Employee Full/Part Full Time Company ID 1018 Job REQ # 1649090 \# Positions 1 Start Date 20240724 End Date 20241212 Featured Job TH Ad TH Comments **Similar Jobs** Part-Time Maintenance Express Employment Professionals Shipping Manager Dubuque Screw Products Retail Assistant Manager Express Employment Professionals Garbage Truck Driver (Direct Hire!) 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Originally known as the Luxemburg Savings Bank the name was changed to Fidelity Bank & Trust in 1964, when the charter was moved to Dyersville. Today we proudly serve 30 communities. Fidelity Bank & Trust is here for your financial needs, and as a supporter of our communities. We have over 280 employees ready to help you with all of your banking needs. Our people proudly log hundreds of hours of community service and are happy to lend a helping hand to a variety of projects and organizations in their communities