Analyst, Credit Senior
CHS Inc.
CHS Inc. is a leading global agribusiness owned by farmers, ranchers and cooperatives across the United States that provides grain, food and energy resources to businesses and consumers around the world. We serve agriculture customers and consumers across the United States and around the world. Most of our 10,000 employees are in the United States, but today we have employees in 19 countries. At CHS, we are creating connections to empower agriculture.
**Summary**
We are seeking a highly skilled and experienced Senior Credit Analyst to join our team. The successful candidate will be responsible for evaluating the creditworthiness of potential and existing clients, managing credit risk, and ensuring compliance with company policies and industry regulations. This role requires strong analytical skills, attention to detail, and the ability to work collaboratively with various departments.
This is a hybrid position based out of Inver Grove Heights, MN or Lewiston, ID.
**Responsibilities**
• Conduct financial credit evaluations on assigned portfolios of customers, identifying key risk elements for each account, and recommend appropriate action to reduce risk to CHS when warranted.
• Approve credit line amounts within assigned authority level.
• Manage customer account balances to their approved credit line amounts.
• Oversee customer financing programs to manage accounts receivable and support sales strategies.
• Resolve moderately complex credit problems and confer with management on highly sensitive accounts.
• Participate in special projects enhancing the department effectiveness by leveraging technology and the integration of Accounts Receivable portfolio with risk assessment tools.
• Collaborate with sales, finance, and other departments to support business objectives.
• Stay updated on industry trends, economic conditions, and regulatory changes affecting credit risk.
**Minimum Qualifications (required)**
+ High School diploma or GED
+ 4+ years of experience in Finance, Accounting and/or Credit
**Additional Qualifications**
• Bachelor's degree preferred in Finance, Accounting, Statistics, Economics, Business, Business Administration, or related field
• Agriculture background • Understanding of UCC liens and/or Ag liens
• Proficiency in Microsoft Office including Excel, Word, PowerPoint, Outlook
• Pre-employment screening is based on the job requirements and industry guidelines and may or may not be required for the position. If required, selected candidates must pass pre-employment screenings to include all or a combination of drug, criminal, motor vehicle check, physical requirements and FMSCA Clearinghouse. \#LI-WB1
**Physical Requirements**
CHS offers a competitive total rewards package. Compensation includes base wage and, depending upon position, may include other earnings such as bonus, incentives and commissions. Actual pay offered will vary based on multiple factors which may include, without limitation, experience, education, training, specialized skills and certifications, minimum wage/salary requirements under local law.
Benefits include medical, dental, vision, wellness programs, life insurance, health and dependent care spending accounts, paid time off, 401(k), pension, profit sharing, short- and long-term disability, tuition reimbursement and adoption assistance, subject to the eligibility requirements for each benefit plan.
CHS is an Equal Opportunity Employer/Veterans/Disability.
_Please note that any communication from a CHS recruiter would be sent using a chsinc.com email address. In addition, a CHS recruiter will not ask for confidential information over the phone or in an email, or request money from a candidate involved in an offer process. If you have questions regarding an employment opportunity, please reach out to_ _chscareers@chsinc.com_ _; to verify that the communication is from CHS._
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