**General information** **Ref #** 18876 **Remote?** No **Ally and Your Career** * Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too? **The Opportunity** At this time, Ally will not sponsor a new applicant for employment authorization for this position. Reporting to the Manager of the Stipulation Optimization team, this position's primary responsibilities will include performance analysis of the consumer auto stipulation portfolio. The candidate will analyze large volumes of data to identify and research performance trends and emerging risks within the auto stipulation portfolio. The ideal candidate is passionate about delivering results, must be an innovative and strategic thinker, willing to challenge status quo, can learn quickly, is self-motivated and detail oriented. The candidate will work with key leaders within the consumer credit organization and partner groups such as finance, compliance, legal, risk and technology. **The Work Itself** * Provide analytical and data support in the design and review of strategy tests and current operations. * Analyze monthly operating results and monthly variances; identify problems and research potential recommendations for corrective actions. * Perform portfolio analytics, special projects, drill --down analysis and other duties as needed. * Apply sound control processes into daily/weekly/monthly processes to effectively identify, assess and manage risk. * Maintain code logic to pull, sanitize, aggregate, conform, and produce operational and portfolio-level reports accurately. * Collaboratively work with matrix & vendor partners to ensure alignment with strategic imperatives. * Perform special analytics projects and other duties as assigned. * Interface with various stakeholders within asset performance, credit risk, finance and strategy and analytics organizations to provide timely and accurate analysis. * Able to deliver accurate results within expected deadlines. **The Skills You Bring** * Bachelor’s degree preferred; BS or BA in Finance, Economics, Accounting, Information Technology or related field. * 1 plus years' experience in similar or equivalent position preferred. * Experience and knowledge of consumer financing industry (e.g. auto, card, mortgage etc.). * Demonstrate a solid understanding of data mining and analytical techniques. * Candidate should possess outstanding analytical and problem-solving skills. * Practical experience working with large datasets with SQL knowledge. * Quick learner and has demonstrated ability to initiate, develop and execute small to medium scale projects. * Work well within a team of analysts and collaborate with individuals with technical and non-technical backgrounds. * Candidate must have strong attention to detail. * Excellent written and verbal communication skills, including the ability to effectively present material * Basic knowledge of statistics and models preferred * Experience with designing and implementing champion challenger strategies preferred. \#LI-Hybrid \#DFS **How We'll Have Your Back** * Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally’s total compensation - or total rewards - extends beyond your paycheck and is designed to support and enrich your personal and professional life, including: * Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting. * Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs. * Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially. * Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts. * Work-Life Integration: other benefits including LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs. Who We Are: Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com. Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law. Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered, if not currently employed by Ally. We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation. **_Base Pay Range:_** An individual's position in the range is determined by the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer. **Emerging:** 55000 **Experienced:** 75000 **Expert:** 95000 Incentive Compensation: This position is eligible to participate in our annual incentive plan