**The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.** Need Help? (https://www.brainshark.com/bbandt/careers-site-faq) _If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (careers@truist.com?subject=Accommodation%20request)_ _(accommodation requests only; other inquiries won't receive a response)._ **Regular or Temporary:** Regular **Language Fluency:** English (Required) **Work Shift:** 1st shift (United States of America) **Please review the following job description:** The Commercial Corporate Finance Credit Delivery group (“Group”) structures, underwrites and closes leveraged debt transactions for clients and private equity firms in Commercial Banking, driving and directing the process and activities necessary to obtain Truist’s credit commitment approval. The Group includes the Specialized Cash Flow team that is focused on regional credits and participations. The Group also supports day-to-day portfolio management with responsibilities including financial statement spreads and monitoring of financial trends, annual client reviews, covenant compliance analysis, risk rating and underwriting exceptions analysis. **Essential Duties and Responsibilities** Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. + Reporting to one of Group Team Leads, candidate supports senior teammates and deal teams in developing complex financial models and providing analytical support including analyzing financial statements and projections, and developing and participating in credit underwriting, structuring and presentations. + Fluent in Microsoft Office (Word, Excel and Powerpoint); ability to navigate Truist's systems and applications. + Responsible for analysis and underwriting related to transactions, amendments, modifications and other credit products for new and existing clients as part of deal teams. + Contributes to creating credit product approval documents and presentations. + Creates and utilizes analytical financial models, including financial projections, discounted cash flow analysis, leveraged buyout analysis, valuation analysis, and financial analysis of historical and projected cash flows. + Performs research and analysis on companies, industries and transactions in support of both client activities and risk mitigation strategies. + Supports senior teammates in day-to-day management of the portfolio with responsibilities including financial statement spreads, covenant compliance analysis and other activities as directed. + Works closely with teammates in the preparation of on-time and high quality annual client reviews, renewals, and amendments. Associates and experienced analysts may be responsible for completing entire annual reviews on assigned clients. + Maintains active ownership and timely processing of quarterly financials and risk ratings within own portfolio and as needed across the team. **Qualifications** **Required Qualifications:** The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. + Bachelor’s degree + Two years of related financial services work experience + Strong analytical skills and attention to detail + Strong written and verbal communication skills + Competitive drive and high work ethic, self-starter, team-oriented + Solid leadership and interpersonal skills + High level of adaptability and flexibility with strong organizational and time management skills + Solid understanding of business + Advanced proficiency in Microsoft Excel and PowerPoint **Preferred Qualifications:** + Minimum GPA: 3.0 + Demonstrated work experience in finance or related field \#Atlanta #Charlotte **General Description of Available Benefits for Eligible Employees of Truist Financial Corporation:** All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site (https://benefits.truist.com/) . Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. **_Truist supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Truist is a Drug Free Workplace._** EEO is the Law (https://www.eeoc.gov/sites/default/files/2022-10/EEOC\_KnowYourRights\_screen\_reader\_10\_20.pdf) Pay Transparency Nondiscrimination Provision (https://www.dol.gov/sites/dolgov/files/OFCCP/pdf/pay-transp\_%20English\_formattedESQA508c.pdf) E-Verify (https://e-verify.uscis.gov/web/media/resourcesContents/E-Verify\_Participation\_Poster\_ES.pdf)