**The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.** Need Help? (https://www.brainshark.com/bbandt/careers-site-faq) _If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (careers@truist.com?subject=Accommodation%20request)_ _(accommodation requests only; other inquiries won't receive a response)._ **Regular or Temporary:** Regular **Language Fluency:** English (Required) **Work Shift:** 1st shift (United States of America) **Please review the following job description:** Responsible for the financial analysis, risk assessment and credit structure recommendation for Commercial Real Estate clients and prospects. This includes prudent underwriting and effective credit and risk administration with particular emphasis on adherence to credit policy and requirements, financial analysis/modeling, risk evaluation, on-going portfolio maintenance activities, data integrity, portfolio reporting and client support. Collaborate with deal team to maintain data integrity on existing portfolio and identify credit worthy projects within targeted markets. Supplement credit analysis with portfolio data, research, and property level evaluation from a wide variety of internal and external sources to develop an assessment of client, competitor, property segment, market and industry risks and trends. **ESSENTIAL DUTIES AND RESPONSIBILITIES** Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Assist in the preparation of the due diligence and underwriting documentation for new loan requests. 2. Responsible for developing components of credit underwriting and structuring on renewals and reviews, making independent recommendations based on assigned components of the underwriting work product. 3. Collaborate with PM Associates and Portfolio Managers researching and qualifying prospects and underwriting new opportunities. Applies understanding of credit risk and current portfolio exposures to evaluate and recommend new requests balancing risk /return for the Bank. 4. Complete performance and monitoring activity for assigned portfolio to include overall portfolio management, current CRE project performance vs. original expectations, required risk monitoring activity and understanding of current industry and market trends. 5. Monitor and report on portfolio data and analytics to maintain accurate data integrity across exposures and serve as primary support contact for audits and data inquiries. 6. Analyze financial statements/projections and document client performance, along with identifying risk and risk mitigants while maintaining accurate client records and file integrity. 7. Serve as a client and internal point of contact in regards to assigned portfolio. (May include site visit and/or visit with client management team to understand projects and property reporting). **QUALIFICATIONS** **Required Qualifications:** The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. Bachelor's degree in Finance, Accounting, Economics or Business, or an equivalent combination of education and work experience. 2. Excellent verbal and written communication skills including an attention to detail. 3. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products. 4. Strong analytical and problem-solving skills. 5. Knowledge of credit principles. 6. Ability to handle multiple priorities under time constraints. 7. Demonstrated success working in a collaborative team environment. **Preferred Qualifications:** 1. 1-3 years of portfolio management and client relationship experience preferably in Commercial Real Estate related industries. 2. Intermediate knowledge of ARGUS software; high level Excel and database analysis tools, including expertise in use of 3rd party Real Estate Data Sources (CoStar, REIS, Axiometrics) 3. Familiarity with loan documentation, covenants, Corporate Accounting and financial statement reporting including analysis of financial statements 4. Completion of commercial associate program or equivalent experience; or MBA in Accounting or Finance or in related field; or an equivalent combination of educational and experience or other related advanced degree. \#Atlanta #Charlotte **General Description of Available Benefits for Eligible Employees of Truist Financial Corporation:** All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site (https://benefits.truist.com/) . Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. **_Truist supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. 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