This individual is responsible for the acquisition and retention of commercial banking customers for Thrivent Federal Credit Union. This position will have a strong emphasis on commercial real estate lending to customers in a large geographic area. Desired skills/experiences include financial analysis, business development, portfolio management, strong negotiation skills, and familiarity with commercial loan documentation. Job Duties and Responsibilities + Communicate with customers to establish needs and recommend credit solutions. + Analyze financial statements and work with credit analysts to prepare and present loan requests to the proper approval authority. + Properly structure potential credits to ensure all loans are made in compliance with the Credit Union's loan policy. + Ensure proper portfolio management for existing customers including annual reviews, risk rating changes, troubled loan monitoring, and tasks as directed by the Manager of Commercial Banking or the Credit Committee. + Meet defined business development goals. + Seek cross-sell and referral opportunities for other areas of the Credit Union. Required Job Qualifications + Bachelor's degree in business, finance or related field. + 2 to 5 years of Bank/Credit Union commercial credit experience or equivalent; preferably as a Commercial Lender or Credit Analyst. + Ability to independently analyze financial reports and structure credit requests. + Experience with commercial loan documentation and common commercial real estate reports (i.e. appraisal, environmental, title) Other Critical Factors + Self-directed while displaying initiative and decision making skills. + Takes responsibility/ownership for achieving goals. + Ability to work in partnership with other areas of the Credit Union. + Strong customer interaction and communication skills. Pay Transparency Thrivent’s long-term growth depends on attracting, rewarding, and retaining people who are committed to helping others thrive with purpose. We accomplish this by offering a wide variety of market competitive compensation programs to attract, reward, and retain top talent. The applicable salary or hourly wage range for this full-time role is $65,765.00 - $88,976.00 per year, which factors in various geographic regions. The base pay actually offered will be determined by a variety of factors including, but not limited to, location, relevant experience, skills, and knowledge, business needs, market demand, and other factors Thrivent deems important. Thrivent is unique in our commitment to helping people to be wise with money and live balanced and generous lives. That extends to our benefits. The following benefits may be offered: various bonuses (including, for example, annual or long-term incentives); medical, dental, and vision insurance; health savings account; flexible spending account; 401k; pension; life and accidental death and dismemberment insurance; disability insurance; supplemental protection insurance; 20 days of Paid Time Off each year; Sick and Safe Time; 10 paid company holidays; Volunteer Time Off; paid parental leave; EAP; well-being benefits, and other employee benefits. Eligibility for receipt of these benefits is subject to the applicable plan/policy documents. Thrivent’s plans/policies are subject to change at any time at Thrivent’s discretion. Thrivent provides Equal Employment Opportunity (EEO) without regard to race, religion, color, sex , gender identity, sexual orientation, pregnancy, national origin, age, disability, marital status, citizenship status, military or veteran status, genetic information, or any other status protected by applicable local, state , or federal law. This policy applies to all employees and job applicants. Thrivent is committed to providing reasonable accommodation to individuals with disabilities. If you need a reasonable accommodation , please let us know by sending an email to human.resources@thrivent.com or call 800-847-4836 and request Human Resources. At Thrivent, we believe money is a tool, not a goal. Driven by a higher purpose at our core, we are committed to providing financial advice, investments, insurance, banking and generosity programs to help people make the most of all they’ve been given. At our heart, we are a membership-owned fraternal organization, as well as a holistic financial services organization, dedicated to serving the unique needs of our customers. We focus on their goals and priorities, guiding them toward financial choices that will help them live the life they want today—and tomorrow. For over 100 years, Thrivent has been helping people build their financial futures and live more generous lives. Today, it’s a Fortune 500 company that offers a full range of expert financial solutions, serving more than 2 million customers, as well as the communities in which they live and work. Thrivent fosters a diverse workforce to serve our diverse clientele, reflecting a wide range of backgrounds and experiences. If you’re intrigued about our work and the possibility of becoming part of it, we invite you to visit Thrivent.com to learn more. You won’t just build a career; you’ll be part of an organization focused on growing, innovating, and serving.