Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

We are seeking a skilled and professional Business Banker to join our Branch team in Zanzibar. As a Business Banker, you will play a crucial role in providing financial services and solutions to our business clients, helping them achieve their financial goals while ensuring compliance with banking regulations.

Develop and maintain strong relationships with business clients, understanding their financial needs and objectivesAnalyze financial statements and assess credit risks to make informed lending decisionsRecommend and sell appropriate banking products and services to meet clients' business needsMonitor and manage loan portfolios, ensuring timely repayments and addressing any issues promptlyCollaborate with internal teams to provide comprehensive financial solutions to clientsStay updated on market trends, economic conditions, and banking regulations that may impact clients' businessesConduct regular client meetings to review financial performance and provide strategic adviceIdentify and pursue new business opportunities to expand the bank's client baseEnsure compliance with all relevant banking laws, regulations, and internal policies

QualificationsBachelor's degree in Finance, Economics, or a related fieldMinimum of 3-5 years of experience in banking or financial servicesStrong financial analysis and risk assessment skillsExcellent customer relationship management abilitiesProficiency in banking software and Microsoft Office SuiteIn-depth knowledge of banking regulations and compliance requirementsUnderstanding of financial markets and productsProfessional banking certifications (e.g., Certified Banking & Finance Professional) preferredExceptional communication and interpersonal skillsAbility to work independently and as part of a teamStrong attention to detail and analytical thinking

Additional Information

Behavioural Competencies:

Articulating InformationConveying Self-ConfidenceEmbracing ChangeFollowing ProceduresInteracting with PeopleManaging TasksMeeting TimescalesProducing OutputShowing ComposureTaking ActionTeam WorkingThinking Positively

Technical Competencies:

Account Opening & MaintenanceProduct and Services KnowledgeProduct Knowledge (Trading, Transacting)Product Related Systems (Business Banking)Risk AwarenessRisk IdentificationRisk Management