Redding, California, USA
26 days ago
Business Banker I

Come join a company you can be proud to represent.

The hiring range for this opportunity is $82,000 to $102,000 annually along with incentive opportunities, creating a competitive total compensation package based on our pay scale, and may be modified by location and is commensurate with qualifications and experience.

POSITION SUMMARY 

Proactively identifies business prospects through business development efforts and collaboration with various business groups; working closely with Commercial Banking, Treasury Management and Retail Banking to acquire and expand business relationships. Presents a variety of business lending and deposit solutions to meet client needs through profiling and understanding business & industry trends.  Using business financial experience, is the primary sales contact for the small business market segment, to maximize small business growth through a proactive service and solutions approach.  Responsible for overall relationship profitability.

MAJOR RESPONSIBILITIES 

• Manages and cultivates relationships with business clients, assists them with their financial needs, and promotes banks products and services. 

• Acquires new business through targeted marketing efforts and proactive outreach and by expanding and nurturing existing client relationships. 

• Represents the Bank in the community for the purpose of generating additional business and identifying potential CRA opportunities for the bank. 

• Understands the local market and proactively develops relationships with centers of influence and internal and external networks and referral sources to ensure ongoing growth.

• Understands and interprets financial and cash flow statements to assess and analyze financial conditions of companies and industry trends

• Delivers exceptional customer service and instils confidence in customers by listening attentively and asking insightful questions to understand the customers’ needs and preferences and takes prompt actions to address immediate needs. 

• Adheres to business banking lending processes, policies, procedures, legal, regulatory, audit, and ethical requirements.

• Ensures all requests are processed accurately and timely. Collaborates with internal and external partners to ensure seamless service delivery and to provide a high-quality customer service experience. 

OTHER RESPONSIBILITIES

• Responsible for complying with policies, procedures, security requirements, and government regulations. 

• Maintains an awareness of competitive products, practices, rates and changes in market area.

• Participates in community events.

EDUCATION, EXPERIENCE AND OTHER SKILLS PREFERRED

• High school diploma or equivalent, required.  Bachelor's degree preferred.

• Proven track record of sales, prospecting new business and enhancing existing relationships.

• 3 years of relevant experience in related field, preferred; or an equivalent combination of education and experience. 

• A strong understanding of financial products and services, as well as proficiency in financial analysis and risk assessment.

• Exceptional verbal and written communication skills are crucial for building and maintaining relationships with business clients.

• Excellent organizational skills and the ability to complete a high volume of work with accuracy.

COMPANY PROFILE

Established in 1975, Tri Counties Bank is a wholly-owned subsidiary of TriCo Bancshares (NASDAQ: TCBK) headquartered in Chico, California, with assets of nearly $10 billion and more than 45 years of financial stability. Tri Counties Bank provides a unique brand of Service With Solutions® for communities throughout California with a breadth of personal, small business and commercial banking services, plus an extensive branch network, more than 37,000 surcharge-free ATMs nationwide, and advanced online and mobile banking.

Tri Counties Bank remains strong and profitable through our top-down commitment to our core values, sound business principles and responsible lending practices.

Our success is also based on our community engagement. We still believe in the vision of the helpful and caring community banker. As we grow and serve more communities, we become more involved, providing substantial financial and volunteer support to local economies and community organizations. We applaud our employees who roll up their sleeves to work and volunteer for a greater good in our communities.

Tri Counties Bank hires individuals who are qualified for the role and who represent the communities in which we serve. We look to place people in positions where they can best utilize their abilities and strengths, and where they are able to grow with the Bank.

Tri Counties Bank is an Affirmative Action and Equal Opportunity Employer, Race/Color/Religion/Sex/Sexual Orientation/Gender Identity/National Origin/Disability/Veteran.

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