The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:

What you need to know about the role

As a Senior Business Analyst on the Transaction Expense (TE) Analytics team, you will play a critical role in TE optimization efforts across all PayPal entities. Your analysis and insights will drive financial accuracy and strategic decision-making, directly impacting PayPal’s financial performance and contributing to the company's success.

Meet our team

Join a dynamic, globally distributed team dedicated to managing PayPal’s transactional expenses. In this role, you’ll support business operations across regions, handling the largest expense line in PayPal’s P&L. By providing insight into transactional costs, you’ll play an essential part in shaping key financial decisions that affect PayPal’s global footprint.

Job Description:

Your way to impact

You’ll collaborate closely with Payment’s product, engineering, and other teams to deliver critical insights on expense trends, their underlying drivers, and optimization opportunities. By analyzing across cohorts, you’ll present your findings to leadership, supporting strategic initiatives and helping guide the financial direction of the business.

Your day to day

Support transaction expense analysis, analyze PayPal global transaction trends, establish long-term projections, present to consumer BU partners on findings and provide strategic recommendations to support business growth.

Dashboard Design & Development - design, develop, and maintain interactive dashboards and reports in partnership with the data visualization team using tools such as Tableau, Power BI, or similar platforms.

Data Analysis - analyse large datasets to identify trends, patterns, and insights that can inform business decisions.

Be the business partner and thought leader for Payments by providing deep business insights; support them during initiative ideation, scoping, launch and monitoring.

Effectively communicate product / initiative performance to leadership across finance & payments organization.

Works to improve the day-to-day activities of the analytics team with technology and automation.

Perform highly analytical deep dives to identify root cause and mitigation opportunities or specific actions to add value.

Identify and rectify data issues related to cost data by working closely with the data engineering team to ensure data accuracy and integrity. 

What do you need to bring

Bachelor’s degree in mathematics, Computer Science, Statistics, Operations Research, Finance, Economics, or related quantitative discipline.

4+ years of prior experience in Finance or Analytics field in a high growth, global company preferably in payments, financial services or internet-based sectors.

Experience with SQL is mandatory.

Sharp analytical/logical skills and attention to detail—ability to dig into large amount of data and insights and distil actionable findings.

Prior experience with financial planning and reporting systems (e.g. Excel, Essbase, Tableau, PowerBI) is preferred

Budget Formulation &. Management, Trend & Variance Analysis. Ability to analyze and automate financial reporting.

Experience in building powerful presentations with a crisp and clear storyline.

Comfortable working in a fast paced, cross functional team environment setting.

Strong verbal, presentation and written communication skills.

Additional Job Description:

Subsidiary:

PayPal

Travel Percent:

0

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion 

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.  If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at talentaccommodations@paypal.com.  

Belonging at PayPal: 

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.