We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

KEY ACCOUNTABILITIES

Assist Relationship Managers with the following:

Renewal activities with existing clientsMaintaining Salesforce pipeline on existing clients (draws, increases, paydowns, payoffs)Completion of the Closing ChecklistCross-sell ActivitiesCollecting any information requested for any audits or regulatory examsClient portfolio maintenance requestsPre-call preparation and post-call follow-up

Support Portfolio Managers and Group Portfolio Managers with Underwriting/Credit Approval as follows: Run A-IRB ODR / LGD models

Complete underwriting and loan presentations, with focus on:
- Annual reviews
- Straight-forward renewals

Material Amendments
New dealsNon-credit approval authority up to approved limits (must be at least  Associate II and Officer)Has direct client contact in performing responsibilities as needed

Client Portfolio Maintenance

Collect customer financial reporting / covenantsUpload / submit customer information receivedSubmit Credit Lens spread requestsOrder appraisals, appraisal / environmental reviews, flood due diligenceReview customer financial reporting / covenants, recommend adjustments to risk ratings and research trendsReview spreads, appraisals and other due diligence receivedEscalate potential issues / areas of concern to Portfolio and Senior Portfolio ManagersHas direct client contact in performing responsibilities as needed

COMPLIANCE REQUIREMENTS/RESPONSIBILITIES

As an employee of CIBC, the incumbent must comply with all applicable CIBC and Line of Business policies, standards, guidelines and controls.  

AUTHORITIES/DECISION RIGHTS 

As a key contributor to the business unit, this job has the authority to recommend changes to business processes in order to enhance operational efficiency and effectiveness.CONDUCT & CULTURE RISK

Our CIBC risk culture is based on employees striving to exceed the expectations of ourselves and our leadership’s identification and mitigation of risks in their daily responsibilities, not just in quarterly or annual monitoring/assessments.  We all are accountable for managing risk.

As an employee of CIBC the incumbent must conduct themselves (and foster an environment for others) in a manner consistent with our strong risk culture. This includes:

Following all aspects of the CIBC Code of Conduct, as well as all applicable CIBC policies, frameworks, guidelines, processes and controlsAt all times acting in accordance with our Purpose and shared values, to achieve our Bank’s strategic goalsUnderstanding and following the qualitative and quantitative components of our Risk Appetite StatementsCompleting all annual Corporate Mandatory Training and Testing modules, as well as any additional business-specific modules, as required and employing the learnings in daily activities and undertakingsEscalating matters through one of the appropriate channels identified in the CIBC Code of Conduct (i.e., HR, management, Ethics Hotline, Whistleblower, etc.) upon observing activities that may be inconsistent with CIBC’s policies, frameworks, guidelines, processes and controlsSpeaking up if witnessing behaviors that drive poor or unfair outcomes for clients, team members or other stakeholdersEscalating matters that can result in adverse market practices and outcomes, thereby negatively impacting CIBC’s reputation as a leading financial institution

KNOWLEDGE AND SKILLS

Preferred Formal Education:  Bachelor's DegreeMinimum 3 - 5 years of  experience including underwriting, structuring, loan closing, documentation, and portfolio managementAbility to produce an LP with limited supervisionCompletion of Commercial Banking Training Program or equivalent credit training program and 1-2 years in a Credit Analyst or Associate roleDeveloping knowledge of risk models and systems

WORKING CONDITIONS·This role operates within a normal office environmentTravel required:  No

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com

You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location

IL-120 S LaSalle St, 11th Fl

Employment Type

Regular

Weekly Hours

40

Skills

Business Banking, Business Development, Client Service, Customer Experience (CX), Lending, Portfolio Management, Preparation of Financial Reports, Researching