Atlanta, GA, 30309, USA
3 days ago
Commercial Fulfillment Specialist III
**The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.** Need Help? (https://www.brainshark.com/bbandt/careers-site-faq) _If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (careers@truist.com?subject=Accommodation%20request)_ _(accommodation requests only; other inquiries won't receive a response)._ **Regular or Temporary:** Regular **Language Fluency:** English (Required) **Work Shift:** 1st shift (United States of America) **Please review the following job description:** Responsible for fulfillment of commercial loans, reviewing files and collecting information for adherence to regulatory, compliance, policies and procedures for all due diligence, legal documentation, funding, booking and lien perfection items. Act as a liaison between front line, credit approvers, attorneys, title agents, third party vendors and other internal departments to ensure an accurate and timely closing while maintaining the ban’s risk and controls. **Essential Duties and Responsibilities** 1. Lead communication with key members of the commercial front line as well as credit partners and other internal partners to ensure consistent application of the Bank’s procedures and processes. 2. Responsible for efficient delivery of services to internal and external clients for all related activities including, but not limited to, due diligence processing, documentation processing, closing, funding and post-closing functions. 3. Support the commercial lending process by producing legal and supporting documentation required for closing various types of commercial transactions through timely and accurate input to internal systems. Manage documentation risk by ensuring documentation is in compliance with credit approval, secure a valid lien, and confirm that all pre-closing requirements are satisfied. 4. Manage documentation quality to ensure it meets or exceeds Bank’s exception rate goal by identifying required loan documentation for various loan types and pledged collateral, consistently monitor exception activity and provide timely follow-up and clearing of exceptions. 5. Provide clear verbal and written communication to third parties, (e.g. internal clients, attorneys, insurance agents), as needed. 6. Facilitate complex and/or specialized external loan closings (e.g. attorney closings, tax exempt, government bonds, SBA), process executed loan documentation for booking, accurately disburse loan proceeds, secure lien positions and submit completed loan packages to Loan Services in a timely manner. 7. Provide superior service to internal clients by taking ownership of client needs and requests and following through to ensure timely and accurate resolution. 8. Keep up to date on Truist’s regulatory and compliance policies and procedures as well as footprint states legal requirements. **Qualifications** **Required Qualifications:** The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. Strong organizational skills and the ability to handle multiple tasks independently under tight time constraints 2. Advanced commercial credit knowledge including loan closings, legal documentation and exceptions 3. Advanced proficiency in reviewing title work, surveys, collateral, lien filings, appraisals and environmental reports 4. Knowledge of commercial loan systems 5. Ability to manage a queue of 20-35 deals with various product types, requirements and documentation deadlines 6. Ability to mentor, coach and/or train peers on all aspects of commercial processes, systems and procedures 7. Post-Secondary education, or equivalent work experience 8. Prior experience or knowledge of loan closing and lending regulatory requirements for large financial institutions 9. Minimum 7 years experience in banking, finance, credit operations, loan consultation or administration 10. Minimum 7 years experience in the execution of legal documentation and associated processes 11. Demonstrated effective verbal and written communication skills for the purpose of explaining the loan closing process, funding, booking, exceptions and associated legal documentation to internal clients, external clients and appropriate counsel **Preferred Qualifications:** 1. Bachelor’s degree or certificate in related field 2. Experience in all loan closing components including documentation, approvals, exceptions and administration 3. Experience with highly complex or specialty commercial transactions 4. Professional license or specialized training in escrow, title, real estate, government programs (SBA and EXIM), and specialized lending programs **General Description of Available Benefits for Eligible Employees of Truist Financial Corporation:** All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site (https://benefits.truist.com/) . Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. **_Truist supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Truist is a Drug Free Workplace._** EEO is the Law (https://www.eeoc.gov/sites/default/files/2022-10/EEOC\_KnowYourRights\_screen\_reader\_10\_20.pdf) Pay Transparency Nondiscrimination Provision (https://www.dol.gov/sites/dolgov/files/OFCCP/pdf/pay-transp\_%20English\_formattedESQA508c.pdf) E-Verify (https://e-verify.uscis.gov/web/media/resourcesContents/E-Verify\_Participation\_Poster\_ES.pdf)
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