Distinguished is a leading national insurance Program Manager providing specialized insurance programs to brokers and agents with specific expertise in Real Estate, Community Associations, Hospitality, Fine Art/Collectibles, Restaurants, Inland Marine, Surety, Executive Lines and Construction Professionals & Environmental. Distinguished partners with a select group of highly rated insurance companies to provide exclusive programs to our national network of 4,000 agencies and brokerages. You will have an opportunity to work with an energetic, passionate team that is committed to growth by helping our customers grow their business and building a best-in-class system, as well as a great place to work.
We are seeking a highly motivated and detail-oriented Commercial Insurance Underwriter specializing in Businessowners Policies (BOP). The successful candidate will be responsible for evaluating and underwriting restaurant insurance applications to ensure profitability and compliance with company policies and regulatory requirements. This role involves assessing risks, determining appropriate coverage levels, and making informed decisions to contribute to the company’s growth and success.
RESPONSIBILITIES
Evaluate and analyze new and renewal insurance applications for Restaurant Businessowners Policies.Determine appropriate coverage, pricing, and terms for policies based on underwriting guidelines and risk assessment. Rate accounts in carrier rating system.Make sound underwriting decisions within assigned authority levels and escalate complex cases to management as necessary.Work closely with agents & brokers to gather necessary information, explain coverage options, and resolve inquiries related to underwriting decisions.Maintain accurate and thorough documentation of underwriting decisions and ensure compliance with company policies, industry standards, and regulatory requirements.Collaborate with other departments as needed, including business development, to support business objectives and ensure a seamless customer experience.Stay up-to-date on industry trends, regulatory changes, and best practices to continuously enhance underwriting processes and policies.
SKILLS & QUALIFICATIONS
Minimum of 3 years of experience in commercial insurance underwriting. with specific experience underwriting Businessowners Policies (BOP). Strong preference for restaurant underwriting experience.Bachelor’s degree preferred. Proficiency in Microsoft applications including Word, Excel and Outlook. Prefer experience with ImageRight document management. Excellent analytical and decision-making skills with the ability to evaluate complex risks and make informed underwriting decisions.Strong verbal and written communication skills, with the ability to effectively communicate with internal teams, agents, and clients.High attention to detail and accuracy in underwriting documentation and decision-making.Ability to work collaboratively in a team environment and adapt to a dynamic work environment.
LOCATION
This is a remote position.
COMPENSATION AND PERKS
$70,000 - $85,000 base salary plus bonus. Salary commensurate with knowledge, skills, experience, and geographic location.Summer Fridays (Leave at 2:00PM all Fridays from Memorial Day to Labor Day).Great healthcare coverage including Medical, Vision, and Dental.401k with company match. Immediately 100% vested.Life, AD&D, Critical Illness, Accident, and Disability (short-term & long-term) insurance.Growth and development opportunities.Work-Life Balance and wellness benefits with generous time off policy including PTO and paid holidays, Dependent Care FSA, Healthcare FSA, Virtual Telemedicine, Employee Discount Programs, Paid Parental (primary or secondary caregiver) Leave, HSA, HRA, Commuter/Transit FSA, and a Sabbatical every 7 years.
CORE VALUES
Our Core Values define our business. At Distinguished Programs you will achieve goals focused in the best interest of our customer. INTEGRITY plays a crucial role in the way Distinguished does business. INNOVATION enables us to remain an industry trendsetter. You will be involved in projects that advance our products, processes, and people! You will collaborate with leaders in the organization and build RELATIONSHIPS with your colleagues, carriers and customers. Capitalize on your interests and strengths to drive an enrichment focused path allowing your determination to launch your career in an industry of endless opportunities. Bring your passion to the work you do, the people you impact and the success we ACHIEVE together. Acceptance and appreciation for diversity and inclusion are at our core.
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We do not accept unsolicited resumes from external recruiting firms or agencies.
Distinguished Programs, LLC is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected Veteran status.
All your information will be kept confidential according to EEO guidelines.