Commercial Underwriting Program Summary:
The Commercial Underwriting Program is designed to jumpstart a challenging career as a Credit professional within Commercial Underwriting. In this program, you will build a strong credit foundation and develop technical underwriting skills within one or more of our Commercial Bank Lines of Business.   Program Structure and Development Opportunities 18 -- 24-month training program with blended learning experience, including classroom and on-the-job training. Professional career development through assessments, coaching, team building, and mentoring. Exposure to senior and executive leadership. Collaborative and supportive team environment. Gain in-depth knowledge of lending and non-lending products and services, including Treasury Management, Wealth Management, International Trade Services, Foreign Exchange, and Global Capital Markets. Lines of Business: Business Banking, Middle Market, Private Banking, Commercial Real Estate, Large Corporate, Technology Life Sciences, Equity Fund Services, Environmental Services, Mortgage Banker Finance, International, National Dealer Services, Energy. Program Footprint: Dallas, TX, Houston, TX, Costa Mesa, CA, San Jose, CA, and Detroit, MI. Position Responsibilities:
Key Responsibilities Prepare loan approval packages, in partnership with Relationship Managers and Portfolio Managers, for credit decisioning. Provide complete analysis of loan approval package for new credit requests, as well as annual reviews of existing relationships, utilizing the various underwriting methods as established by Credit Administration. Analyze financial information to identify key strengths and credit risks and mitigating factors associated with credit requests. Determine appropriate loan structures and banking solutions to meet customer needs Monitor credit exposure for portfolio relationships.