We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

The Compliance Advisor will be instrumental in supporting the execution of the Fair and Responsible Banking program with a strong focus on Community Reinvestment Act (CRA) and Fair Lending expertise. This role involves monitoring compliance with key Fair and Responsible Banking regulations including CRA, Fair Lending, Home Mortgage Disclosure Act (HMDA), Service Member Civil Relief Act (SCRA) and Military Lending Act (MLA).

KEY ACCOUNTABILITIES

Perform various fair lending and CRA monitoring on a quarterly and annual basis including data analysis of mortgage, consumer, small business and/or commercial loans to identify significant variances to fair lending compliance regulations and standardsConduct in-depth analysis and generate compliance related reports for banks’ lending portfoliosMaintain proficiency in CRA and Fair Lending WIZ or other lending analysis toolsManage the annual submission of HMDA and CRA Loan Application Registers (LAR).Conduct periodic data integrity checks and manage large data setsStay abreast of relevant fair and responsible banking laws and regulations and industry trends.Provide guidance to Business Units on regulatory interpretation of Fair and Responsible Banking regulations and advise on necessary actions to ensure compliance.Assist in the creation and maintenance of compliance policies and procedures ensuring alignment with current regulations and effective communication across the organizationAssist management with key decisions by analyzing relevant data and providing insightful inputManage the reporting of program status and analytical results using Microsoft Excel and Powerpoint to create dashboards and effectively communicate findingsProvide Fair and Responsible Banking program information for presentations to senior management and various oversight committees, including the board of directors.Perform other duties as assigned or requested

COMPLIANCE REQUIREMENTS/RESPONSIBILITIES

As an employee of CIBC, the incumbent must comply with all applicable CIBC and Line of Business policies, standards, guidelines and controls.  

AUTHORITIES/DECISION RIGHTS 

As a key contributor to the business unit, this job has the authority to recommend changes to business processes in order to enhance operational efficiency and effectiveness.

CONDUCT & CULTURE RISK

Our CIBC risk culture is based on employees striving to exceed the expectations of ourselves and our leadership’s identification and mitigation of risks in their daily responsibilities, not just in quarterly or annual monitoring/assessments.  We all are accountable for managing risk.

As an employee of CIBC the incumbent must conduct themselves (and foster an environment for others) in a manner consistent with our strong risk culture. This includes:

Following all aspects of the CIBC Code of Conduct, as well as all applicable CIBC policies, frameworks, guidelines, processes and controlsAt all times acting in accordance with our Purpose and shared values, to achieve our Bank’s strategic goalsUnderstanding and following the qualitative and quantitative components of our Risk Appetite StatementsCompleting all annual Corporate Mandatory Training and Testing modules, as well as any additional business-specific modules, as required and employing the learnings in daily activities and undertakingsEscalating matters through one of the appropriate channels identified in the CIBC Code of Conduct (i.e., HR, management, Ethics Hotline, Whistleblower, etc.) upon observing activities that may be inconsistent with CIBC’s policies, frameworks, guidelines, processes and controlsSpeaking up if witnessing behaviors that drive poor or unfair outcomes for clients, team members or other stakeholdersEscalating matters that can result in adverse market practices and outcomes, thereby negatively impacting CIBC’s reputation as a leading financial institution

KNOWLEDGE AND SKILLS

Five to seven years’ experience in compliance with a focus on CRA and Fair Lending expertiseStrong analytical skills and proficiency in data analysis and reporting tools such as CRA and Fair Lending WizExcellent communication and organizational skills with the ability to work independently and as a part of a teamExcellent written and verbal communication skillsEffective interpersonal skillsProficiency in multi-tasking and prioritizing projectsExcellent time management skills and accustomed to working with deadlinesCRCM designation preferred

WORKING CONDITIONSMonday- Friday ( Full-Time)Work in office three days per week and 2 days remote 

At CIBC, our people are our greatest asset. You’ll become part of a diverse community that acknowledges everyone’s unique talents and empowers teams to do what’s right for the client and to do it well. As part of our team, you will:

Thrive: Benefit from an open and approachable culture that provides the flexibility and support you need to integrate your life at work and home.

Connect: Work in a place where the right technology and infrastructure foster innovation, collaboration, and creativity.

Develop: Grow your skills and career through our best-in-class onboarding experience, ongoing learning opportunities, individual development planning, and comprehensive product training.

Prosper: Share in our collective success with a competitive salary, incentive pay, banking benefits, health benefits programs, retirement savings, and more.

California residents — your privacy rights regarding your actual or prospective employment 

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com

You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location

IL-120 S LaSalle St

Employment Type

Regular

Weekly Hours

40

Skills

Compliance Reporting, Compliance Testing, Decision Making, Regulatory Compliance, Risk Assessments, Strategic Advice