Job details As a Consumer Loan Underwriter you will provide prompt and accurate credit analysis for Member Service Representatives in all branches. Support Consumer Lenders as needed and required.

Responsibilities:
-Analyze personal, partnership, S-corporation and C-corporation tax returns and financial statements to assist Consumer Lenders in establishing income. ... -Determine aggregate cash ratios for debt to income and debt service coverage.
-Ensure that analysis is accurate, organized, and completed in a timely manner in support of Consumer Lenders? ability to gain approval of loans.
-Generate reports and design spreadsheets necessary to facilitate the above analysis and track information for use in future years.
-Work proactively and positively with Consumer Lenders in requesting additional information to ensure consistency, quality, and a timely completion of analysis.
-Scan source documents for filing by Loan Operations.
-Maintain ongoing communication with VP Consumer Loan Manager, informing them of all pertinent problems, developments, changes, and other important information.
-Stay abreast of all current and changing compliance and regulatory laws.
-Attend Consumer Lender Meetings as required.
-Report to work on time and as scheduled.
-Perform other duties as assigned.

Working hours: Various Shifts Available

Skills:
-Strong mathematical skills.
-Proficiency in Microsoft Excel.
-Ability to communicate effectively in person, in writing and over the phone with all internal and external stakeholders. Courtesy and tact are essential.
-Ability and willingness to interact calmly and professionally with people from all backgrounds.
-Ability to multi-task, prioritize and organize day-to-day responsibilities with attention to detail and timeliness.
-Ability to follow oral and written instructions.
-Ability to work with others in an effective manner, listen well, share work-related information and be tolerant of others work styles.
-Competent with Microsoft Office; ability and willingness to work with a variety of office equipment and software systems.

Education:
High School

Experience:
1-4 years

Qualifications:
-High school diploma or equivalent.
-Associate or bachelor's degree in finance, economics or business preferred.
-1-3 years professional experience in financial analysis or lending required.
-Ability to pass a background & credit check


Apply online today at www.spherion.com/apply/75034

Spherion has helped thousands of people just like you find work happiness! Our experienced staff will listen carefully to your employment needs and then work diligently to match your skills and qualifications to the right job and company. Whether you're looking for temporary, temp-to-perm or direct hire opportunities, no one works harder for you than Spherion.

Equal Opportunity Employer: Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status.

At Spherion, we welcome people of all abilities and want to ensure that our hiring and interview process meets the needs of all applicants. If you require a reasonable accommodation to make your application or interview experience a great one, please contact Callcenter@spherion.com.

Pay offered to a successful candidate will be based on several factors including the candidate's education, work experience, work location, specific job duties, certifications, etc. In addition, Spherion offers a comprehensive benefits package, including health, and an incentive and recognition program (all benefits are based on eligibility).

Show lessShow more As a Consumer Loan Underwriter you will provide prompt and accurate credit analysis for Member Service Representatives in all branches. Support Consumer Lenders as needed and required.

Responsibilities:
-Analyze personal, partnership, S-corporation and C-corporation tax returns and financial statements to assist Consumer Lenders in establishing income.
-Determine aggregate cash ratios for debt to income and debt service coverage.
-Ensure that analysis is accurate, organized, and completed in a timely manner in support of Consumer Lenders? ability to gain approval of loans.
-Generate reports and design spreadsheets necessary to facilitate the above analysis and track information for use in future years.
-Work proactively and positively with Consumer Lenders in requesting additional information to ensure consistency, quality, and a timely completion of analysis.
-Scan source documents for filing by Loan Operations.
-Maintain ongoing communication with VP Consumer Loan Manager, informing them of all pertinent problems, developments, changes, and other important information.
-Stay abreast of all current and changing compliance and regulatory laws. ... -Attend Consumer Lender Meetings as required.
-Report to work on time and as scheduled.
-Perform other duties as assigned.

Working hours: Various Shifts Available

Skills:
-Strong mathematical skills.
-Proficiency in Microsoft Excel.
-Ability to communicate effectively in person, in writing and over the phone with all internal and external stakeholders. Courtesy and tact are essential.
-Ability and willingness to interact calmly and professionally with people from all backgrounds.
-Ability to multi-task, prioritize and organize day-to-day responsibilities with attention to detail and timeliness.
-Ability to follow oral and written instructions.
-Ability to work with others in an effective manner, listen well, share work-related information and be tolerant of others work styles.
-Competent with Microsoft Office; ability and willingness to work with a variety of office equipment and software systems.

Education:
High School

Experience:
1-4 years

Qualifications:
-High school diploma or equivalent.
-Associate or bachelor's degree in finance, economics or business preferred.
-1-3 years professional experience in financial analysis or lending required.
-Ability to pass a background & credit check


Apply online today at www.spherion.com/apply/75034

Spherion has helped thousands of people just like you find work happiness! Our experienced staff will listen carefully to your employment needs and then work diligently to match your skills and qualifications to the right job and company. Whether you're looking for temporary, temp-to-perm or direct hire opportunities, no one works harder for you than Spherion.

Equal Opportunity Employer: Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status.

At Spherion, we welcome people of all abilities and want to ensure that our hiring and interview process meets the needs of all applicants. If you require a reasonable accommodation to make your application or interview experience a great one, please contact Callcenter@spherion.com.

Pay offered to a successful candidate will be based on several factors including the candidate's education, work experience, work location, specific job duties, certifications, etc. In addition, Spherion offers a comprehensive benefits package, including health, and an incentive and recognition program (all benefits are based on eligibility).

Show lessShow morekey responsibilities

-Analyze personal, partnership, S-corporation and C-corporation tax returns and financial statements to assist Consumer Lenders in establishing income.-Determine aggregate cash ratios for debt to income and debt service coverage.-Ensure that analysis is accurate, organized, and completed in a timely manner in support of Consumer Lenders? ability to gain approval of loans.-Generate reports and design spreadsheets necessary to facilitate the above analysis and track information for use in future years.-Work proactively and positively with Consumer Lenders in requesting additional information to ensure consistency, quality, and a timely completion of analysis.-Scan source documents for filing by Loan Operations.-Maintain ongoing communication with VP Consumer Loan Manager, informing them of all pertinent problems, developments, changes, and other important information.-Stay abreast of all current and changing compliance and regulatory laws.-Attend Consumer Lender Meetings as required.-Report to work on time and as scheduled.-Perform other duties as assigned.

experience

1-4 years

skills

-Strong mathematical skills.-Proficiency in Microsoft Excel.-Ability to communicate effectively in person, in writing and over the phone with all internal and external stakeholders. Courtesy and tact are essential.-Ability and willingness to interact calmly and professionally with people from all backgrounds.-Ability to multi-task, prioritize and organize day-to-day responsibilities with attention to detail and timeliness.-Ability to follow oral and written instructions.-Ability to work with others in an effective manner, listen well, share work-related information and be tolerant of others work styles.-Competent with Microsoft Office; ability and willingness to work with a variety of office equipment and software systems.

qualifications

-High school diploma or equivalent.-Associate or bachelor's degree in finance, economics or business preferred.-1-3 years professional experience in financial analysis or lending required.-Ability to pass a background & credit check

education

High School