Consumer Product Strategy Analyst III - Specialty Fraud Strategy Analysis & Reporting Phoenix, Arizona;Jacksonville, Florida; Charlotte, North Carolina; Newark, Delaware **Job Description:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us! **Job Description:** This job is responsible for performing more complex analysis and modeling to minimize loss exposure and negative impacts to the customer experience. Key responsibilities include utilizing a variety of systems such as Excel, SAS, SQL, Tableau, and other relational data bases to provide analytical support on strategies, ensure goals are met, and propose policy and procedural changes within segmentation structures to produce optimal results. Job expectations include evaluating data to assess potential fraud risk and create mitigation strategies. **Responsibilities:** + Recommends ways to help the business achieve desired outcomes and make informed business decisions using data analysis outputs + Performs complex analysis of financial models, market data, financial data, and portfolio trends to understand product performance and improve portfolio risk, profitability, performance forecasting, and operational performance + Leads coordination of the production of product performance reports and updates for senior management LOB Description Position will support fraud detection and prevention strategies in the Specialty Fraud team. Will require ability to autonomously discover dynamic fraud tactics, operational vulnerabilities, and strategic enhancement opportunities to mitigate the fraud potential through data-driven analysis. Position requires strong collaboration across a broad stakeholder community including Product, Sales, Credit, Operations and other risk-based functions. Ability to understand, document, and visualize complex processes including loan originations, servicing and transactional money movement required. Familiarity with Home Loans, Vehicle Lending, Credit Card Reward Points is a plus. **Required Qualifications:** ▪ 3+ years of fraud experience and/or 3+ years of analytical experience (Mortgage/HELOC / CVL background preferred) ▪ 5+ years of SQL and / or SAS . ▪ 5+ years of ETL experience ▪ Strong analytical and critical thinking skills ▪ Ability to communicate and interact with a high degree of professionalism with business partners across the business ▪ Ability to work independently as well as part of a virtual team ▪ Innovative mindset with the ability to challenge the status quo ▪ Ability to proactively identify, analyze, and improve upon existing processes for optimization and to meet deadlines ▪ Proven strong analytical and communication skills ▪ Experience interpreting data and tailoring views to different audiences    **Desired Qualifications:** ▪ Bachelors degree in a quantitative discipline such as technology, finance, or business ▪ Advanced analytical and quantitative skills with demonstrated ability in using data and metrics to identify root causes ▪ 3+ years of Tableau ▪ Experience with underwriting practices for consumer and small business products **Skills:** + Business Analytics + Business Intelligence + Data Quality Management + Fraud Management + Monitoring, Surveillance, and Testing + Collaboration + Data Visualization + Oral Communications + Problem Solving + Written Communications + Analytical Thinking + Critical Thinking + Data and Trend Analysis + Innovative Thinking + Research **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity and affirmative action, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. To view the "EEO is the Law" poster, CLICK HERE (https://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf) . To view the "EEO is the Law" Supplement, CLICK HERE (https://www.dol.gov/ofccp/regs/compliance/posters/pdf/OFCCP\_EEO\_Supplement\_Final\_JRF\_QA\_508c.pdf) . View the LA County Fair Chance Ordinance (https://dcba.lacounty.gov/wp-content/uploads/2024/08/FCOE-Official-Notice-Eng-Final-8.30.2024.pdf) . Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy (“Policy”) establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. To view Bank of America’s Drug-free Workplace and Alcohol Policy, CLICK HERE . This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.