Consumer & Retail Payments Sales Associate
JPMorgan Chase
If you are a strategic thinker and are passionate about delivering solutions to clients, you have found the right team.
We are looking for a Payments Sales Associate to join our team. You will be part of our Consumer & Retail subvertical and will report to an aligned Payments Sales Manager. You will play a critical role in helping to manage and grow the Payments relationships with large clients.
As a Payments Sales Associate within our Consumer & Retail subvertical, you will play a critical role in managing and growing the Payments relationships with our large clients. You will be responsible for supporting Payments Sales Managers with sales efforts and providing day-to-day relationship support to clients in the segment. This role involves proactive client engagement, collaboration with multiple internal partners, and development of solutions to meet the strategic and complex needs of our corporate clients. You will also support key programs such as marketplace creation, corporate treasury, interest rate management, escalated servicing and implementation issues, etc. As such, the role involves working with Merchant Services, Working Capital & Trade, Treasury Services Sales, Corporate Bankers, the Investment Bank and other Product Teams to ensure the appropriate coordination and growth of the defined segments.
**Job Responsibilities**
+ Help grow the portfolio
+ Assist PSM's with the management of cross-functional/regional deals - support new bids by coordinating with product partners to develop solutions, understand/build pricing and profitability models, support RFP/RFI submissions, prepare client research, pitch materials, etc.
+ Gain a firm understanding of clients Treasury and Payments objectives and build a deep understanding of industry, including understanding complex liquidity and payments structures
+ Develop account plans, briefing memos and support relationship reviews in partnership with the client service organization; understand the client'saccount structure, cash flow, product usage and global setup
+ Develop strong relationships within client's Treasury organizations - anticipate client needs/challenges and proactively engage appropriate J.P. Morgan Payments partners to develop comprehensive solutions
+ Support and maintain existing business through high level of client satisfaction.
+ Coordinate/negotiate KYC and onboarding documentation, internal credit processes, and help manage seamless integration with implementation partners - engage appropriate escalation points where necessary to meet client needs while managing expectations
+ Review and analyze transactional data to identify key trends, risks, pricing/billing inefficiencies and conduct pricing analysis and provide go forward strategy/recommendations
+ Think outside the box, identify new ways to advance team wide initiatives, and contribute as the voice of the client in cross-functional partner engagement to ensure alignment with broader firm wide interests and the client's objectives
**Required qualifications, capabilities and skills**
+ 2 + years experience in cash management, transaction banking, merchant acquiring or related field
+ Strong verbal and written communication skills with the ability to synthesize complex problems into concise conclusions
+ Goal driven with the ability to foster innovation and solve problems creatively
+ Strong time management, organizational and planning skills and ability to manage multiple priorities concurrently with keen attention to follow-up coordination
+ Ability to mobilize internal networks and resources
+ Must be proficient in Excel, Word and PowerPoint
**Preferred qualifications, capabilities and skills**
+ Investment banking, commercial banking, or management consulting experience
+ Ability to create basic mock ups with Figma or similar design tools
+ Understanding (or desire to learn) of basic technical concepts such as APIs, open-source software, SQL and common developer tools
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, we offer discretionary incentive compensation which may be awarded in recognition of firm performance and individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
**Base Pay/Salary**
Jersey City,NJ $95,000.00 - $120,000.00 / year
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