Consumer Loan Underwriter III -- FLO Underwrite loan requests for all consumer/mortgage products in all footprint states with loan decisions made within assigned lending authority. Position Responsibilities: * Expert knowledge in the review and validation of application data and background in fraud detection techniques. * Review and research data provided by credit bureaus and other third- party vendors relative to FACTA alerts and fraud Red Flags. * Strong knowledge of the use of background checks in the loan decision process. * Higher level of expertise in the cash flow analysis for traditional wage earners and self-employed borrowers using pre-determined tools based on loan size. * With limited training, learn to process larger and more complex loan requests requiring cash flow and tax to cash analysis with the ability to analyze personal and business tax returns, K1 partnerships, and rental properties. * Prepare and present external exception documentation and/or review for exception consideration within Consumer Loan Center. * Exercise independence and discretion in loan decisions within authority and ensure that loan decisions and recommendations comply with Fair Lending requirements. * Strong leadership skills, ability to foster teamwork and develop team member's technical abilities. * Train new credit underwriters as needed. Equal Opportunity Employer Minorities/Women/Protected Veterans/Disabled