Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Job Summary:

The Corporate Banking Middle Office Analyst is broadly responsible for coordinating complex syndicated and bi-lateral credit lines, and letter of credit transactions for the Corporate Bank’s lines of business. The Team works closely with the Relationship and Portfolio Managers, ensuring all required documents, reference data, and critical information are reviewed for operational feasibility, optimal execution mechanics, regulatory requirements and mitigation of operational risk. The team partners with various internal counterparties included but limited to Debt Capital Markets, Portfolio/Relationship Management, Loan and Agency Services, Finance, Legal and Trade Services.

Major Responsibilities:

Manage and maintain a portfolio of active leveraged and high-grade loan transactions for our Business Partners.

Support the execution and closing of complex loan transactions, including, but not limited to; new deals, refinancing, amendments, acquisition financings, and re-pricings.

Collect and review legal loan documentation to perform a detailed review against required Legal, Credit, and Regulatory approvals, as per Bank policy, as well as perform Facility booking in the MUFG System of Record.

Review internal loan related documents and notices for accuracy and completeness and provide the Back Office with all necessary information/instruction for loan/fee booking.

Liaise and coordinate pre-closing requirements with internal and external clients (i.e. Portfolio Management, Syndications, Credit, Loan and Agency Services, Finance, Legal, and Back Office Servicing).

Review and advise on funding mechanics and operational requirements as it pertains to internal booking, according to Operational policies.

Perform cyclical Review and Monitoring of Financial Covenants for active Credit Agreements in individual’s portfolio.  Liaise with Relationship/Portfolio Manager for latency and any Covenant Breaches.

Assist with ad-hoc inquiries from the Front Office, Controllers, Reporting, and the Back Office pertaining to the closing process and ongoing maintenance.

Schedule internal conference calls to ensure pre-closing requirements have been met and resolve / escalate any outstanding issues (for Admin Agent/Lead transactions).

Assist internal colleagues with fee documentation and recognition.

Initiate and coordinate trade settlement process with ClearPar system and coordinate with Syndications and internal trade settlement teams for Institutional trades and asset sales.

Execution of best practices of control, risk mitigation and escalation.

Participate in projects and provide valuable input with various working groups, with the goal to continually enhance performance and efficiency.

Knowledge of Banking Regulations and Standard Practices.

Periodically reviews the relevant procedures to ensure appropriate control and consistency with Head Office guidelines and bank regulations. 

Ensures adherence to all bank policies and procedures relative to Regulatory Compliance including but not limited to the Bank Secrecy Act, USA Patriot Act, Anti-Money Laundering Act, Privacy Act, Regulations Q& X, Customer identification Program, Know Your Customer, Suspicious Activity Reports.

Qualifications:

Undergraduate degree plus 1- 3 years of Syndicated Loan experience or equivalent knowledge is preferred.

Understanding of the Loan product / Syndicated Loan business, including an understanding of a credit agreement, loan funding mechanics, deal structure, etc.

Demonstrated understanding of financial services, specifically within Wholesale and Investment Banking.

Prior experience working in a Corporate environment where there is a need to prioritize and balance numerous responsibilities.

Proven ability to collaborate with team members and senior management across and within the lines of business with a keen attention to detail, strong oral and written communication skills, and strong analytical capability.

Ability to operate in a challenging and rapidly changing environment with a desire to accept new assignments and the ability to learn new principles and dynamic systems quickly.

Critical decision-making abilities including the ability to identify, escalate, and propose solutions to problems.

Ability to multi-task through the practice of strong organizational and time management skills.

The typical base pay range for this role is between $65K - $85K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.