Description While in this role, you will be responsible for credit underwriting, monitoring, and portfolio management of new and existing commercial banking relationships to ensure strong credit quality and achieve efficient internal processes to retain and expand customer relationships. You may also engage in underwriting and effective credit and risk administration with particular emphasis on financial analysis/modeling, risk evaluation, ongoing portfolio maintenance activities and regulatory compliance and customer support. Most importantly, you’ll fee valued for who you and supported to achieve what’s important to you, personally and professionally. Primary responsibilities include + Responsible for proactive credit and risk administration of assigned portfolio accounts in the assigned portfolio. + Structuring, underwriting, and documenting new business, renewals and modifications as the credit expert within the first line of defense. + Providing client management support for assigned portfolio and directing client interaction on standard credit and risk follow-up issues. + Actively engaging with Relationship managers on progress, issues, and challenges regarding a particular customer relationship or portfolio concern. + Handle multiple demands and competing priorities while meeting deadlines and schedules associated with maintaining portfolio and compliance with credit and risk policies. + Manages moderately complex credits. Qualifications, Education, Certifications and/or Other Professional Credentials + 5-7+ years of experience in Commercial Banking Portfolio Management + Willingness to adapt and respond appropriately to new demands, priorities, challenges, and obstacles + Highly effective in establishing relationships with key stakeholders + Understanding and applying credit policy, and credit monitoring and risk administration practices + Expected to have a good level of credit experience, including legal documentation, and negotiating credit structures both internally and externally Hours & Work Schedule + Hours per Week: 40 + Work Schedule: M-F Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity Citizens, its parent, subsidiaries, and related companies (Citizens), provides equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability, or history or record of a disability, ethnicity, gender, gender identity or expression, transgendered and transitioning individuals, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens we are committed to fostering an inclusive culture that enables colleagues to bring their best selves to work every day and where all are expected to be treated with respect and professionalism. Employment decisions are based solely on experience, performance, and ability. We perform our best so we can do more for our customers, colleagues, communities and shareholders. Why Work for Us At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.