**The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.** Need Help? (https://www.brainshark.com/bbandt/careers-site-faq) _If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (careers@truist.com?subject=Accommodation%20request)_ _(accommodation requests only; other inquiries won't receive a response)._ **Regular or Temporary:** Regular **Language Fluency:** English (Required) **Work Shift:** 1st shift (United States of America) **Please review the following job description:** The Credit Delivery teams underwrite credit products to new and existing clients and actively manage the existing portfolio in order to meet client needs while also ensuring appropriate risk/return strategies. The group underwrites lead and non-lead opportunities that span from investment grade to sponsor-owned, leveraged transactions and executes amendments, refinancings and ancillary credit product approvals. Responsible for ongoing client dialogue, including product partner opportunity identification where appropriate. Actively manages portfolio risk through risk rating integrity, annual client reviews, watchlist management, and amendments/waivers, as well as executing compliance, audit and regulatory guidelines and reviews. The group will also be responsible for early identification of emerging credit problems and industry trends in order to initiate risk mitigation actions and ensure appropriate capital allocation. **Essential Duties and Responsibilities** Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Strong partner to Coverage Bankers, Risk Managers and other Product Partners, effectively manages client interaction, maintains ongoing client dialogue and introduces Product Partners where appropriate. 2. Executes high quality underwritings, refinancings and amendments, including extensive due diligence, recommendations around structure, pricing and capital allocation, and application of credit policy in order to develop solutions that meet client needs while maintaining appropriate risk acceptance criteria. 3. Provides an independent, in-depth analysis of financial statements, valuation, projections including stress tests, industry and competitive dynamics, business plans and key risks and mitigants. 4. Manages a large portfolio of clients and owns the overall quality and on-time completion of all annual reviews, renewals, amendments/waivers, ancillary credit product approvals and quarterly risk ratings. 5. Maintains knowledge mastery of each client, the industry in which it operates and the competitive environment within that industry. 6. Produces recommendations around active portfolio management solutions in order to minimize credit losses, and effectively manages and presents watchlist clients. 7. Effectively negotiates and ensures that legal documentation related to credit events incorporates terms and conditions as approved in strict accordance with all elements reflected in credit package/closing memo. Effectively coordinates and communicates with internal/external counsel. 8. Directors will be assigned a larger portfolio with more complex names (lead clients, leveraged profiles, high-touch or sensitive relationships, more challenging sectors). 9. Actively involved in the recruiting, training, and mentoring of VPs, Associates and Analysts as well as the performance review process for analysts. 10. Must deliver solid credit analyses and risk rating recommendations, demonstrate a high level of critical thinking skills, maintain both attention to detail and an understanding of the big picture, and communicate effectively both internally and externally. **Required Qualifications** The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. Undergraduate degree. 2. 8 years of experience in underwriting, portfolio management, and credit decision making for corporate and investment banking clients. 3. Subject Matter Expert level understanding of accounting, credit, structuring, underwriting and legal documentation. 4. Excellent verbal and written communication, organizational, analytical, critical thinking and problem solving skills. 5. Licenses: Series 79; Series 63; SIE. **Preferred Qualifications** 1. Expertise within a specific and relevant industry or geography. 2. Experience with leveraged finance and financial sponsors. 3. Undergraduate degree with coursework in accounting or finance preferred. **General Description of Available Benefits for Eligible Employees of Truist Financial Corporation:** All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site (https://benefits.truist.com/) . Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. **_Truist supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. 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