**Job Description** **Job Summary** Under minimal supervision, uses specialized knowledge and skill obtained through education and experience to audit, book, analyze, administer, and reconcile commercial real estate loans, corporate loans, syndicated loans, and club participation loans. Conducts frequent trouble-shooting of moderate to complex issues that require evaluation, originality, and critical thinking to apply the appropriate procedures, processes and techniques. **Essential Duties and Responsibilities** + Performs prior to closing audits to ensure documentation is complete and the terms meet approved criteria and policies. + Communicates and resolves audit exceptions in conjunction with management and the Account Officer, as applicable. + Monitors and manages assigned portfolios of the most complex commercial loans. + Analyzes loan terms and regulatory reporting requirements in order to structure and maintain the loan set-up in the system accordingly. + Establishes parallel monitoring processes and controls to ensure regulatory requirements are met. + Establishes document tracking and reporting. + Manages the approvals and facilitates frequent borrowing requests for syndications or construction loans. + Performs monthly audits and reconciliations for interest payments, interest accrual and loan terms. + Serves as the liaison for lead bank administrators in syndicated and participated transactions. + Responds to internal and external auditor issues and inquiries. + Provides training and guidance to less experienced staff. + Performs other duties and responsibilities as assigned. **Knowledge of** + Fundamental accounting concepts, practices and procedures. + Accrual-based accounting practices. + Multi-state commercial and retail loan servicing practices. + Commercial loan structuring. **Skill in** + Reviewing and interpreting commercial loan terms and documentation. + Identifying and resolving unusual transactions, interest accounting discrepancies and regulatory discrepancies. + Preparing spreadsheets and creating formulas. + Reconciling bank and general ledger accounts. + Operating standard office equipment and using required software applications to produce correspondence, electronic communication and maintain spreadsheets and databases. **Ability to** + Identify and recommend changes to standard procedures as required by specific situations and circumstances. + Make moderately complex decisions. + Communicate effectively, both orally and in writing, with all organizational levels. + Solve moderate to complex system-related loan and accrual issues. + Organize, manage and track multiple detailed tasks and assignments with frequently changing priorities in a fast-paced and deadline-driven work environment. + Provide a high level of customer service. **Education** Bachelor’s: Accounting, Bachelor’s: Business Administration, Bachelor’s: Finance **Work Experience** General Experience - 7 to 12 months **Certifications** **Travel** Less than 25% **Workstyle** Hybrid At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view. We expect our associates at all levels to: • Grow professionally and inspire others to do the same • Work with and through others to achieve desired outcomes • Make prompt, pragmatic choices and act with the client in mind • Take ownership and hold themselves and others accountable for delivering results that matter • Contribute to the continuous evolution of the firm At Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs. Raymond James Bank is an EOE/AA and VEVRAA Federal Contractor Priority will be given to protected veterans EOE/AA: Female/Minorities/Disabled/Protected Veterans/LGBT \#LI-AT1