Kforce's client is seeking a talented Credit Analyst to join their dynamic team in Wheaton, MD. This is an excellent opportunity for professionals with a strong background in commercial real estate underwriting and commercial banking. The ideal candidate will possess a blend of analytical expertise and hands-on experience in the commercial real estate and banking sectors. Key Responsibilities: * Conduct thorough financial and risk assessments of commercial real estate loan applications * Analyze borrower financial statements, real estate property cash flows, and market conditions to evaluate creditworthiness * Underwrite commercial real estate loans, ensuring compliance with lending policies and regulations * Assist in structuring loan terms and conditions that align with the client's financial objectives and risk tolerance * Prepare detailed credit memos and present findings to senior management and credit committees * Monitor and manage existing loan portfolios, including identifying potential risks and recommending corrective actions * Collaborate with relationship managers, clients, and external stakeholders to ensure smooth loan processing and ongoing communication * Stay updated on market trends, regulatory changes, and industry best practices to enhance the credit underwriting process