CREDIT ANALYST I CRE WHAT IS THE OPPORTUNITY? The Credit Analyst assists the Commercial Real Estate Team with the recommendations for new credit and extensions of credit through research, analysis, and coordination of accurate documentation. What you will do Prepares credit analysis and investigation of new and renewed commercial real estate loan requests and provides the necessary documentation and financial facts for Credit Officers/Relationship Managers to analyze, evaluate, and determine appropriate credit structure and terms for potential borrowers. Provides analytical functions relating to due diligence, document processing, and financial statements analyses related to transactions, credit approval, and renewals. Prepares summary documenting factual analysis and supporting information for credit decision recommendations. Monitors for receipt, and analyzes and evaluates documents surrounding credits. This may include financial statements for the company, owners, and/or guarantors, tax returns, cash flow, collateral, covenants, A/P & A/R aging, credit reports, etc. to identify strengths and weaknesses as pertaining to a borrower’s financial position. Monitors and reviews REACT reports and works with Commercial Real Estate Team to obtain necessary information to ensure that reporting requirements are met. Must-Have* H.S. Diploma Minimum 1 year of credit analysis or equivalent financial analysis experience required. Minimum 1 year of experience in a banking or financial services environment required. Skills and Knowledge Bachelor’s degree in Finance, Accounting, Business or related field preferred and/or a minimum of 1 to 5 years of experience in credit and/or financial analysis. Working knowledge of credit, accounting, credit policy and financial statement analysis Excellent organizational and analytical skills. Good verbal and written communication skills to present clear and precise recommendations based upon analysis for action on loans and loan treatments. Compensation Starting base salary: $25.93 - $41.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. *To be considered for this position you must meet at least these basic qualifications The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. Benefits and Perks At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our Benefits and Perks. ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves. *City National Bank does business in Miami and the state of Florida as CN Bank. For more information about City National, visit cnb.com. EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. READ MORE If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via email or leave a message at (213) 673-9139. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days.