We are now accepting resumes for our Credit Analyst role located in Portland, OR. This position has a flexible hybrid work schedule. The ideal candidate for this role will have the skills and experience necessary to fulfill the following responsibilities and qualifications: · Conducts credit investigations, credit and loan analysis, underwriting, prepare credit presentations, and other documentation information pertaining to loan analysis. · Investigates all available sources of credit and financial information, including reporting services, credit bureaus, other companies, main office files, and branches. · Responsible to understand the loan request and ensures the accuracy and completeness of financial information received for loan renewals. · Analyzes financial statements and related materials and works with Relationship Managers to make recommendations for credit approvals. · Analyzes financial conditions and trends and prepares tracking for loan compliance. · Determines business and individual cash flow analysis. · Prepares summaries, presents facts, and offers opinions concerning credit-worthiness and identifies risks. · Ensures that all credit files include current financial statements, agency reports, etc. · Partner with Relationship Managers to recommend loan structure. · Proactively monitors and manages loan portfolios to ensure accounts are current, and watch for developing credit weaknesses. Share insights with Relationship Managers. · Keeps abreast the bank’s credit policy, all new credit regulations and laws, and ensures compliance with such. · Assists with other projects as outlined by manager or Relationship Managers. · Other duties as assigned. Qualifications : · Require a Bachelor in finance, business, accounting or a related field and 3+ yrs credit/financial analysis, lending, underwriting or other directly related experience. · A combination of education and experience may meet job requirements. · Working knowledge of financial and spread analysis, credit, lending and underwriting processes and principles. · Experience working with various types of loans. · Working knowledge of credit risk, legal and regulatory requirements. · Ability to work with Relationship Managers and or staff, including client service and treasury management operations. · Good client relationship, teamwork, and communication skills, both verbal and written. · Ability to make sound decisions and recommendations regarding loans. · Working knowledge of computer software programs including Excel (to create spreadsheets), Word, and Moody’s Analytics, etc. Benefits : · Medical, Dental and Vision Insurance - START DAY ONE! · Life and Disability Insurance, Paid Parental Leave and Adoption Assistance · Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts · Paid Training, 20 days of Paid Time Off (PTO). PTO covers both sick and vacation days without distinguishing between them. Paid Federal Holidays, and any applicable state holidays · 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience · Salary Range: $70,875 to $103,950 depending on experience. · Mental health benefits including coaching and therapy sessions · Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire · Employee Ambassador preferred banking products · Employees may, at the company’s discretion, be eligible to receive a cash bonus award Req ID: 066302 Equal Opportunity Employer It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at (801) 844-7628, Mon.-Fri. between 9 a.m. - 5 p.m. MST. Click here to view applicable Federal, State and/or local employment law posters.