Location:

4910 Tiedeman Road - Brooklyn, Ohio 44144

Location: Mobile by design with 2 days in office, 4910 Tiedeman Road, Brooklyn OH

SummaryThe Commercial Banking Underwriting Group is currently seeking an experienced Business Banking Credit Associate (Underwriters). Business Banking credit associates are responsible for reviewing and analyzing all types of credit information on existing and prospective customers who generate revenues up to $10 million within Key's Community Bank. This core underwriting role assists in structuring new requests, as well as completing renewals, while independently managing workflow and communication with field partners. Credit Associates are required to decision loans within an assigned lending authority, and make educated, well-thought recommendations when decisioning requires a higher-level approval authority. This position reports to an Underwriting Team Leader within the Community Bank.Essential Job FunctionsReview financial statements and all other relevant financial analysis, as well as non-financial data, to develop a concise and focused analytical foundation for a credit decision.Collaborate with bankers and credit partners to drive the efficiency and effectiveness of the credit process to meet client expectations.Responsible for the development of quality credit memos and adherence to Key Bank’s credit policy.Decision loans within delegated authority or recommend decision to appropriate credit partner.Monitor and identify risks within the existing portfolio.Identify and escalate material issues or trends in a timely manner.Serves as mentor, coach and trainer for the analyst and underwriting staff.Periodic projects related to the constantly changing risk management environments.Credit AssociateREQUIRED QUALIFICATIONSBachelor's Degree with a preferred focus on Business course work, or equivalent work experience3 years prior experience with commercial/small business lendingFirm understanding of commercial credit underwriting/approval methodologies, including specialized industries, acquisition financing, leveraged finance, and bank participations.Satisfactory understanding and knowledge of commercial credit policies, procedures, and loan systemCommitment to core values; Teamwork, Respect, Accountability, Integrity, LeadershipAbility to work well individually, as well as part of a teamDemonstrated business writing and communication/presentation skillsSatisfactory knowledge and proficiency in working with personal computers and business software (e.g. Microsoft Office - Word, Excel, Access and PowerPoint)Eligibility to work permanently in the U.S.Credit Analyst

REQUIRED QUALIFICATIONS

Bachelor’s Degree with a preferred focus on Business course work, or equivalent work experience.

Experience with reviewing financial statements and business financials

Ability to work well individually as well as part of a team

Accomplished self-starter and well-organized in thought and action

Demonstrated business writing and communications/presentation skills

Satisfactory knowledge and proficiency in working with personal computers and business software (e.g. Microsoft Office - Word, Excel, Access and PowerPoint)

Commitment to core values; Teamwork, Respect, Accountability, Integrity, Leadership

Key has implemented a role-based Mobile by Design approach to our employee workspaces, dedicating space to those whose roles require specific workspaces, while providing flexible options for roles which are less dependent on assigned workspaces and can be performed effectively in a mobile environment.  As a result, this role may be mobile or home based, which means you may work either at a home office or in a Key facility to perform your job duties.

Job Posting Expiration Date: 01/03/2025

KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to building a diverse, equitable and inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or other protected category.

 

Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.