Description

Job Summary:

The Credit Card Acquisition Risk Strategy Manager has the primary responsibility for the quantitative development and monitoring of Huntington’s consumer card credit strategies for acquiring new accounts.  This includes the strategies for initial customer and prospect targeting, account approvals, and initial credit line assignment.  In addition, this includes the responsibility for ensuring that the ongoing new account credit mix is consistent with established loss and risk-adjusted return portfolio targets.

Duties and Responsibilities:

Comprehensive oversight for all consumer credit card new account origination credit strategies; this includes strategy development, segment-level reporting, and change management activitiesLead resource in developing quantitative analysis to improve Huntington’s credit card loss and risk-adjusted return results; this includes the planning, execution, presentation, implementation, monitoring, and re-development phasesDevelopment and maintenance of champion-challenger tests across various approval and line assignment strategies, including regular reporting of results to senior managementContinuous interaction with key business partners to advance business priorities, including Credit Administration, Underwriting, Fraud, Model Risk Management, Product, and Legal/Compliance

Basic Qualifications:

Bachelor's degree5+ years of Risk Management experience in the financial services industryFluency in SQL, SAS, or comparable coding experience. 

Preferred Qualifications:

Familiarity with automated decision engines such as Zoot, Power Curve, or Strategy ManagerPrevious analytical experience in the Card industry, and a demonstrated understanding of the credit card P&L and credit risk management best practicesStrong organization and communication skills, both verbal and writtenStrong leadership skills and ability to think independentlyStrong analytical skills and thought process, with a high degree of attention to detailAbility to articulate problem solving methodology used to research and create solutionsAbility to work on multiple projects at once, prioritizing within tight time constraintsCustomer service orientation, with respect to both internal and external customers Master’s Degree in Statistics, Business Analytics, or comparable coursework

#LI-Hybrid

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type:

Hybrid

Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.

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