As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities.  Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

 In this role, you are tasked primarily to evaluates credit applications for recommendation.  The purpose of this position is to facilitate Small Business loan portfolio growth and protect the bank from loss, maintaining acceptable asset quality. 

Job Responsibilities:

Analyze and decision the Scored and Graded client credit relationships with exposure up to $500,000, including existing and new transactions. May involve general knowledge of the client, its industry and credit needs. Provides input to the structure and terms of the relevant credit products extended to clients. Prepares data, metrics and KPIs for relevant products and processes, escalating concerns as required. May support portfolio management functions through analysis of business financial statements, industry information and information derived from client correspondence. Contributes to running complex credit related models highlighting anomalies or areas of concern to management. Assists in preparing quantitative and qualitative credit analysis.

Required qualifications, skills, and capabilities:

Excellent verbal and written communication skills, interpersonal skills, strong analytical and judgment skills, and strong typing skills needed.  Self-motivation and ability to work independently in a fast-paced environment as well as knowledge of bank systems and loan/credit operations needed.  Results-oriented team player with a high level of proficiency in organizing, priority-setting, and issues management a must.  Bachelor’s degrees in business, finance or economics are acceptable with at least three years prior credit underwriting experience.