Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
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Job Description:At Regions, the Credit Products Analyst works as part of the credit and underwriting analysis team in support of various client coverage groups. The Analyst serves as the primary analytical support for the Credit Products group and bankers in the origination and execution of underwriting and analysis projects. This role will support teams in the following segments: Home Builder Finance, Income Property Finance, Real Estate Corporate Banking, Commercial, Government and Institutional Banking, Equipment Finance, Regions Business Capital (asset-based lending), and Corporate and Specialized Industries.
Primary Responsibilities
Develops and maintains detailed financial models to value companies and depict projected financialConducts extensive financial and industry due diligence to evaluate the risk/return parameters of a transaction resultsEnsures high quality of client deliverables by having strong written communication skills and attention to detailPrepares written material, including pitches, proposals, client materials and associated supporting analysesMaintains proprietary databases through monitoring news, current events, transactions and financial information for clients, prospects, and other industry participantsProvides expert service with a high sense of urgency in the coordination of Credit Products associates and coverage bankers to ensure alignment with our mission of delivering the whole bank to the client with speed, certainty, and creativitySupports Credit Products Associates and Product Managers with servicing and portfolio management activitiesSuccessful candidates will be expected to assume a substantial amount of responsibility The Analyst will be required to work in multiple roles and on multiple projects, both independently and as part of a team.
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.
This position is incentive eligible.
Requirements
Bachelor’s degree in accounting, finance or related field with proven record of high achievementAdvanced user of Excel, PowerPoint, and WordAbility to identify and voice issues; self-initiates discussionAbility to perform quality analysis and display competency in completion and oversight of client portfolio management activitiesExcellent verbal and written communication skillsStrong analytical and problem solving skillsWell organized, detail-oriented, and able to manage and/or lead multiple projects under pressureWorks collaboratively with multiple stakeholdersPreference is for at least one year of lending experience to corporate clients (such as underwriting and portfolio management)This opportunity may be filled at a higher level based on skills and qualifications.Position Type
Full timeCompensation Details
Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.
The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Job Range Target:
Minimum:
$60,839.60 USDMedian:
$77,550.00 USDIncentive Pay Plans:
This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.Benefits Information
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
Paid Vacation/Sick Time401K with Company MatchMedical, Dental and Vision BenefitsDisability BenefitsHealth Savings AccountFlexible Spending AccountLife InsuranceParental LeaveEmployee Assistance ProgramAssociate Volunteer ProgramPlease note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.
https://www.regions.com/welcometour/benefits.rf
Bring Your Whole Self to Work
We have a passion for creating an inclusive environment that promotes and values the differences that make each of us stand out as unique individuals and help provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where everyone, regardless of background, can do their best work and thrive is the right thing to do.
OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.