Fort Worth, Texas, USA
20 days ago
Credit Review Analyst I - Auto Finance Fraud
Overview Why GM Financial – Credit Review? Are you an initiative-taking individual with a desire to analyze financial data? Do you enjoy solving puzzles and have exceptional attention to detail? If so, we have an exciting opportunity here at GM Financial in the Credit Review Department. Credit Review’s primary goal is to identify and investigate any internal or external practices or fraud that may negatively affect portfolio performance, and report those results to appropriate departments the executive team. The ideal candidate will have excellent analytical skills using excel based reporting, data mining, and the ability to communicate complex information effectively. If you are self-driven, with an innovative approach, we want to hear from you.  At GM Financial, our team members define and shape our culture — an environment that welcomes fresh ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive. Come join the excitement and develop your path to success. Responsibilities About the role The Credit Review Analyst I – Auto Finance Fraud is responsible for performing independent and unbiased monitoring and assessments of the company's credit activities with an emphasis on detecting fraud and misrepresentation. This team member will work closely with the Dealer segments by monitoring compliance and proactively addressing loans originated with fraud or misrepresentation. In this role you will: Review Excel based red flag reporting to identify accounts requiring fraud investigation Investigate loan originations for fraud or misrepresentation by reviewing the loan documentation and the systems utilized to underwrite, fund, and collect the accounts Identify underwriting and funding weaknesses, address areas of non-compliance, and recommend change when necessary Assist in the development and support of models, analysis, and reporting related to the soundness of credit activities Perform quality monitoring across the organizations by analyzing, summarizing, and monitoring compliance of credit policies and procedures Consult with management when needed and make recommendations on policy exceptions and control weaknesses to ensure that findings are correct Create reports for management with viable recommendations for improvement of business operations, efficiencies, and internal controls Research and Development opportunities to keep up with industry fraud trends and resources Perform other duties as assigned Assist fellow team members to establish a consistent level of quality, accuracy, and compliance to departmental standards and internal controls Qualifications What makes you a dream candidate? Competency with Microsoft Office, focusing on Excel data mining and filtering functions Effectively plan, execute, and improve work processes to ensure achievement of business objectives Proactively achieve goals and objectives, which positively impact GM Financials overall business results Ability to be a problem solver, detail oriented, and organized Communicate complex issues and present technical information accurately and clearly Experience: High School Diploma or equivalent required And Bachelor’s Degree required 0-2 years auto lending, finance/banking experience preferred What We Offer: Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays. Our Culture: Our team members define and shape our culture — an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive. Compensation: Competitive pay and bonus eligibility Work Life Balance: Flexible hybrid work environment, 2-days a week in office #LI-hybrid #LI-MO1
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