Credit Review Executive, Commercial Credit Review Process New York, New York;Stamford, Connecticut; Atlanta, Georgia; Charlotte, North Carolina; Dallas, Texas; Wilmington, Delaware; Providence, Rhode Island; East Hartford, Connecticut **Job Description:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us! **Job Description:** Credit Review and Credit Risk Audit support the management and mitigation of credit risk at Bank of America. Credit Review is responsible for providing an independent assessment of credit lending decisions across the Company’s eight lines of business. Credit Risk Audit evaluates the management of Credit Risk across the 1st and 2nd line of defense including adequacy of controls, processes, adherence to regulations, policies, and procedures, and accounting treatments. This job is responsible for planning, developing, overall management and supervision of testing and examination activities as it relates to coverage across Credit Review and Credit Risk Audit. Key responsibilities include designing and developing an execution framework supporting Credit coverage across Credit Risk Audit and Credit Review organizations, while managing a team responsible for coordinating support for complex, cross-functional projects to ensure accurate and timely execution, escalating key issues/emerging risks, and maintaining an open dialogue with business partners, executive management, and regulators. Job expectations include management of the execution framework inclusive of related policies and procedures and reviewing/approving documentation as needed. **Responsibilities:** + Manages a team of associates to ensure accurate and timely execution of all responsibilities and efficiently allocates resources across the organization to drive short and long term goals + Lead several OpEx initiatives to streamline and drive efficiencies within processes, inspects and manages organization health of the team to ensure succession within the organization, while supporting enterprise talent needs + Process Owner for Credit Review coverage and supports the evolution of Credit Risk Audit coverage within the broader Audit Strategy + Challenges end-to-end process efficiency and effectiveness, championing data driven decision-making, and removing obstacles to optimize operations + Contributes to enterprise strategy and influence messaging to connect team contributions to business purpose, results, and success + Document and refine approaches to ensure consistent, high-quality execution, inspects and challenges risk controls, governance, and culture to ensure timely identification, escalation, debate and remediation of risk across the organization **Managerial Responsibilities:** This position may also have responsibilities for managing associates. At Bank of America, all managers at this level demonstrate the following responsibilities, in addition to those specific to the role, listed above. + Diversity & Inclusion Champion: Breaks down barriers to create a more inclusive environment that supports company D&I goals. + Manager of Process & Data: Challenges end-to-end process efficiency and effectiveness, champion data driven decision-making and removes obstacles to optimize operations. + Enterprise Advocate & Communicator: Contributes to enterprise strategy and influence messaging to connect team contributions to business purpose, results, and success. + Risk Manager: Inspects and challenges risk controls, governance, and culture to ensure the timely identification, escalation, debate, and remediation of risk across the organization. + People Manager & Coach: Coaches to sustain and elevates organizational performance while differentiating to ensure pay for performance. + Financial Steward: Efficiently allocates and manages resources across the organization to drive short- and long-term profitability. + Enterprise Talent Leader: Inspects and manages the health of the bench to ensure succession for the organization, while supporting enterprise talent needs. + Driver of Business Outcomes: Mobilizes organizational resources to deliver the full range of the bank’s capabilities to meet client needs and to gain competitive advantage. **Required Qualifications:** + Minimum 10+ years in Credit / Credit Risk role or have a similar background + Underwriting experience in Financial Institutions. + Strong understanding of process evolution, technology, and control infrastructure + Sound organizational, analytical, oral, and written communication skills including ability to effectively write reports, present to management and various regulators. + Ability to work in a matrix reporting structure. + Ability to successfully communicate to influence management and lead change on both strategic and tactical initiatives. + Excellent interpersonal skills. + Ability to effectively interact with diverse teams. + Sound organizational, analytical, oral, and written communication skills including ability to effectively document conclusions + Understanding of Credit Risk Review and/or Audit practices and methodologies as well as rules for professional and ethical conduct. + Ability to think critically and apply audit and technical expertise. **Desired Qualifications:** + Master’s Degree + Strong presentation skills. + Professional certification preferred (e.g. CPA, CIA, CFA, RPM) + Audit / Assurance or operational experience in large scale enterprise environment / financial institution. **Skills:** + Credit and Risk Assessment + Critical Thinking + Risk Management + Stakeholder Management + Underwriting + Decision Making + Influence + Internal Audit Review + Portfolio Analysis + Regulatory Compliance + Executive Presence + Inclusive Leadership + Organizational Effectiveness + Planning + Regulatory Relations **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity and affirmative action, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. To view the "EEO is the Law" poster, CLICK HERE (https://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf) . To view the "EEO is the Law" Supplement, CLICK HERE (https://www.dol.gov/ofccp/regs/compliance/posters/pdf/OFCCP\_EEO\_Supplement\_Final\_JRF\_QA\_508c.pdf) . View the LA County Fair Chance Ordinance (https://dcba.lacounty.gov/wp-content/uploads/2024/08/FCOE-Official-Notice-Eng-Final-8.30.2024.pdf) . Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy (“Policy”) establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. To view Bank of America’s Drug-free Workplace and Alcohol Policy, CLICK HERE . This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.