COURBEVOIE, FR
3 days ago
Credit Risk Analyst

About US (GEMS):

ENGIE Global Energy Management & Sales (GEMS) provides energy supply solutions and risk management services to support its clients through their decarbonization journey, while optimizing ENGIE’s assets and contributing to value creation.

ENGIE is a global reference in low-carbon energy and services with a leading energy management business, piloted by its entity "Global Energy Management & Sales" who built its savoir-faire managing the Group’s large and diverse asset portfolio over 20+ years.

3,600 employees around the world develop our solutions, through +20 international business platforms. We cover the full energy mix: renewable and thermal power, natural gas & LNG, biomass, environmental products. Our experts provide tailor made solutions based on a wide range of savoir-faire in energy management with a strong focus on decarbonation and decentralization.

Our 190,000 clients span the entire value chain: producers, asset developers, financial players, utilities, distributors and industrials. Our global reach and strong local presence enable us to offer these diverse clients tailor-made services and respond to rapid changes in mature or emerging markets alike.

Our 4 expertises:

• Asset management

• Energy transition services

• Energy supply & global commodities

• Risk management & market access

 

At GEMS we encourage breakthrough results, team spirit, curiosity and innovation while preserving the right work/life balance for you. More info on GEMS Hub (https://gems.engie.com) or LinkedIn (https://www.linkedin.com/company/engie-global-energy-management-solutions).

 

Within GEMS, ENGIE Global Markets (EGM), is a regulated banking entity and ENGIE group energy trading platform.

EGM is a regulated banking entity and a recognized commodity trading specialist with 20 years of presence on energy markets worldwide.

 

Context:

As part of the EGM Credit Risk Analysts team, we are assessing the creditworthiness of GEM’s counterparts and managing the limits accordingly. The economic environment is also key and needs also to be followed.

 

Role:

 

Portfolio Credit Risk management

· Financial analysis (financial statements, business sector, peers…) and rating of EGM existing counterparties portfolio

· Proactive management of the credit limits in function of customers risk profile and business evolution

· Contract negotiation with customers in collaboration with Front Office and Legal department

· On-boarding of new customers

· Presentation of credit risk analysis to Risk Management and to Committees.

· Development of customer relationship before contract signing: analysis of Front Office’s need, study of the prospect’s profile (financials, business and regulatory environment,…).

· Follow-up and understanding of risk indicators (MtM, CVaR, RCM, stress tests …)

 

 

Digitalization

· Together with Credit Reporting team and IT support work on development of existing and introduction of new IT tools facilitating credit risk management.

 

 

Contribute to the team duty tasks

· Daily report production and answer to urgent business interests (check impact of deal interest on current exposure, and give authorization or not to trade).

 

 

 

Hard skills:

· Financial analysis

· Strong analytical skills

· Familiar with risk indicators (such as Mark to Market or Potential Future Exposure), ICAAP, Stress tests

 

Soft skills:

· Team player

· Good stress resilience

· Digitalization/IT minded

· Good communication skills

 

 

Education and professional background:

 

· Education level: Master degree

 

· Relevant experience in a credit risk position, or relevant finance or accounting activity (ideally in a trading or banking environment)

 

Languages:

 

· Fluent in English: written & oral

 

· French: oral is a plus

 

Travels:

· Working place : Paris or Brussels

 

· Travel: seldom

 

If you meet these requirements, then you are the talent we are looking for. Do not waste time!

Apply by attaching your updated CV, regardless your gender.

 

ENGIE Global Energy Management & Sales is committed to create a gender-neutral environment that unlocks the potential of everyone and provides equal employment opportunities for all individuals.

 

All our positions are open to people with disabilities, please let your recruiter know if you need reasonable accommodations to be able to participate in the recruitment process, they will be happy to assist you.

 

About ENGIE:

Our group is a global reference in low-carbon energy and services. Our purpose (“raison d’être”) is to act to accelerate the transition towards a carbon-neutral world, through reduced energy consumption and more environmentally-friendly solutions, reconciling economic performance with a positive impact on people and the planet. We rely on our key businesses (gas, power, renewable energy, services) to offer competitive solutions to our customers. With our 96,000 employees, our customers, partners and stakeholders, we are a community of Imaginative Builders, committed every day to more harmonious progress.

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