The Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

Responsibilities:

Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projectionsEscalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetiteDevelop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniquesUtilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testingAssist with portfolio review preparation and conducting stress testsBuild working relationships with various teams across the bank, including deal, coverage and product teamsAppropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

2+ years of experience in credit risk analysis or corporate bankingExperience in financial analysis, accounting and valuationKnowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction executionConsistently demonstrate clear and concise written and verbal communicationProven ability to work with little direction and in a teamDemonstrated accountability, self-motivation and business acumen

Education:

Bachelor's degree/University degree or equivalent experience

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Job Family Group:

Risk Management

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Job Family:

Portfolio Credit Risk Management

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Time Type:

Full time

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