Calling all innovators – find your future at Fiserv.

We’re Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day – quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we’re involved. If you want to make an impact on a global scale, come make a difference at Fiserv.

Job Title

Credit Risk Specialist

What does a successful Credit Risk Analyst do at Fiserv?

As a Credit Risk Specialist, you are responsible for reviewing incoming merchant processing applications and assessing for decision. As the subject matter you will work from a queue of incoming applications to ensure they are processed within a timely manner.

What you will do:

Analyze credit risk data to identify trends and potential risk factors.Develop risk assessments and provide recommendations to mitigate risks.Monitor and evaluate the effectiveness of risk management policies and procedures.Manage their individual underwriting queue and decision applications daily.Utilize sensitive information (credit reports, Lexis Nexis) to aid in decision making.Communicate with sales partners, merchants and processors to resolve Risk/Underwriting inquiries or issues.Review application documentation and reports to assess credit risk exposure to Fiserv and make sound decisions. Assist with short- and long-term projects as assigned

What you will need to have:

3 years of experience in credit risk analysis or a related field.1-3 years in merchant processing or financial industry Demonstrated expertise in risk assessment and data analysisExperienced and strong knowledge of reading credit reportsStrong proficiency in risk management tools and software.High school diploma or equivalent, and/or equivalent military experience.

What would be great to have:

3 years of experience with financial risk modeling.Knowledge of Card Brand regulationsMicrosoft Office Suites, Excel experienceKnowledge of regulatory requirements and compliance standards.Proficiency in SQL or other data analysis tools

This role is not eligible to be performed in Colorado, California, District of Columbia, Hawaii, Illinois, Maryland, New York, Nevada, Rhode Island or Washington.

Please note that salary ranges provided for this role on external job boards are salary estimates made by outside parties and may not be accurate.

Thank you for considering employment with Fiserv.  Please:

Apply using your legal nameComplete the step-by-step profile and attach your resume (either is acceptable, both are preferable).

What you should know about us:

Fiserv is a global leader in payments and financial technology with more than 40,000 associates proudly serving clients in more than 100 countries. As one of Fortune® magazine's "World's Most Admired Companies™" 9 of the last 10 years, one of Fast Company’s Most Innovative Companies, and a top scorer on Bloomberg’s Gender-Equality Index, we are committed to innovation and excellence. 

Our commitment to Diversity and Inclusion:

Fiserv is an Equal Opportunity Employer, and we welcome and encourage diversity in our workforce that reflects our world. All qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other category protected by law. 

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.

Warning about fake job posts:

Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information.

Any communications from a Fiserv representative will come from a legitimate business email address. We will not hire through text message, social media, or email alone, and any interviews will be conducted in person or through a secure video call. We won’t ask you for sensitive information nor will we ask you to pay anything during the hiring process. We also won’t send you a check to cash on Fiserv’s behalf.

If you see suspicious activity or believe that you have been the victim of a job posting scam, you should report it to your local FBI field office or to the FBI’s Internet Crime Complaint Center.