Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.
The Credit Specialist provides credit related advice for the complex financing needs of our customers and support to UHNW Relationship Managers by structuring, negotiating, underwriting and closing (documenting) new credit opportunities. This includes tasks such as preparing marketing pitches, negotiation of term sheets with clients, drafting credit applications, working with lawyers to perfect collateral as well as working on specific credit project as required from time to time.
As our Credit Specialist you will:
Ensure an optimal delivery of our bespoke credit products and capabilities to key customers, in a direct client facing capacity or in co-ordination with RMs and/or train and advise RMs on credit products and/or in the area of identifying credit opportunities and marketing credit products and solutions to customers
Provide good customer service at all times to both internal and external clients. Meeting with key clients for delivering large complex credits
Proactively identify and develop new business opportunities for new and existing clients
Closely work as partners with Credit Risk function
Maintain and build strong relationships across all teams in Group Private Bank
Network with internal HSBC partners in Commercial Banking and Global Banking to drive additional UHNW opportunities to PB
Risk assessment and credit recommendation
Monitoring of the lending guidelines including the implementation of any changes in GPB Credit risk appetite
Understand credit policy and be aware of periodic changes and updates
For this role, HSBC targets a pay range between $230,100.00 and $345,100.00
The final fixed pay offer will depend on the candidate and a number of variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.
At HSBC, our overall goal is to provide a competitive Total Reward Package, with an appropriate mix of fixed pay, and variable pay, as part of an employee’s overall total compensation and benefits. Variable pay generally takes the form of discretionary, annual awards (sometimes referred to as a “bonus”). Additionally, HSBC offers a wide range of competitive and flexible benefits designed to help you improve your health and well-being, finances, and lifestyle.