**Description** Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share. Our Cross Border Cross Currency Payments US Commercialization Lead will be a member of the US global payments solutions team. This position is primarily responsible for managing product performance, driving product enhancement and commercialization initiatives, working with local and global Sales, Operations, Client Servicing and Implementation teams. An important responsibility will be managing the cross border payments client experience to ensure high quality servicing and retention of clients, and engaging in review, remediation and mitigation of related product servicing and relevant product risk items. Here’s what you can expect: + Define and own product growth and development roadmap, go-to-market and commercialization strategy + Advocate for a market-leading client experience, and integrate client feedback into the strategy and product roadmap + Develop and maintain the US cross border and cross currency payments proposition for commercial and institutional banking clients, including advocating for and integrating financial market infrastructure developments into the product suite where required + Collaborate with sales and coverage to actively engage clients in consultative dialogue + Accountable for monitoring product performance, profitability, product roadmap and backlog management + Partner closely with cross-functional teams to develop proof of concept and scaleable product propositions, including simplifying the experience for external and internal stakeholders, particularly operations, on-boarding and service teams + Own client segmentation and targeting to ensure product fit and a superior client experience + Manage product development, budget, releases, communications, budget, KPIs related to on-boarding SLA, service + Oversee the product roadmap, development, execution, risk and compliance and revenue growth targets For this role, HSBC targets a fixed pay range between $125,600.00 and $188,300.00 The final fixed pay offer will depend on the candidate and a number of variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location. At HSBC, our overall goal is to provide a competitive Total Reward Package, with an appropriate mix of fixed pay, and variable pay, as part of an employee’s overall total compensation and benefits. Variable pay generally takes the form of discretionary, annual awards (sometimes referred to as a “bonus”). Additionally, HSBC offers a wide range of competitive and flexible benefits designed to help you improve your health and well-being, finances, and lifestyle. **Qualifications** In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the US. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position. You’ll likely have the following qualifications to succeed in this role: + Bachelors/Masters Degree in business management + Payments Experience: - Proficiency in cross border and cross currency payments products, including USD High Value Clearing and transactional FX products. - Proven experience in leading payment-centric client discussions with internal and client teams across product, operations, technology and service disciplines - Understanding of financial crime risk, regulatory landscape, and best practices to ensure appropriate product design + Financial acumen – ability to create and analyze business cases, profitability analysis and drive commercial discussions with partners and stakeholders + Market Management – understanding of market trends, competitive landscape. Ability to stay at the forefront of market trends, and shape the product strategy to grow wallet and market share + Client Experience –highly client centric, dedicated to optimizing every client touchpoint from on-boarding, transactions, billing, and servicePartnership and Relationship building, negotiation skills. As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming, diverse and inclusive work environment. You will be empowered to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future! **Job Field:** Commercial Banking **Primary Location:** North America-United States-New York-New York **Req ID:** 0000L0RH