The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:

The Global Credit Data Strategy Team is responsible for credit bureau reporting agencies (CRAs) contractual and regulatory compliance requirements as well as third party, inbound data providers.



PayPal’s Global Credit Data team is seeking a Data Manager

to support strategic Credit Data projects, credit bureau integrations and product change management. This position will work closely with Credit Risk, Product and Technical teams to understand PayPal’s strategies, goals, and key objectives and ensure practices adopted are in full compliance with Regulatory guidance. 



We are responsible for providing product requirement and platform approach to standardization and integration with bureaus, manage and optimize the data budget, provide analytics and reporting across data providers, and develop governance and controls for credit bureau reporting Credit Data Strategy is looking for a Credit Data Strategy Manager to join our global team.
Fuelled by a fundamental belief that having access to financial services creates opportunity, PayPal

(NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 325 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform,



This role is part of a global team responsible for the implementation of a governance and control framework around our interaction with Global Credit Rating Agencies (CRAs) as well as other data providers for the Consumer & Credit organization.

Job Description:

Your way to Impact

-​You will be responsible for the relationships and risk assessments with credit bureau and data providers to deliver requirements to engineering/technology, and our business risk control (BRCL) partners and leading on Product Change Reviews (PCR).  

-You will be an escalation point for credit data issues and will partner with the Legal, Compliance, Product, and Risk teams. In your day-to-day role you will: Implementation of Governance and Control Framework for Credit Bureau Reporting 

-You will be an Industry expert and lead on key credit projects providing insights to bureaus data attributes, requirements and reporting globally  

What you need to bring

-Be the SME for implementation of PayPal strategic Projects 

-Understanding contractual obligations with Credit Reporting Agencies triggers reciprocity; that is, we are required to report to credit bureaus and comply with data privacy and data minimization principles worldwide (such as the FCRA in the US, Global Data Privacy Requirements in Europe, etc.).   

-Be the SME on all US/Canada bureau integrations in line with regulatory requirements and Metro 2 formatting 

-Support with launch of Credit in new markets globally  

-Gather and interpret reporting requirements for internal partners to implement 

-Ensure that regulatory requirements are embedded within bureau and credit data solutions 

-Support on development of data quality requirements for bureau as well as oversight mechanism for Vendor SOWs, MSAs and Contracts 

-Review first line of defense (FLOD) testing 

 

Education and Skills  

-Bachelor’s Degree and above in one of the following: economics, finance, Business, Data Analytics etc.  

-Have at least 5+ years of experience working in a credit data environment with knowledge of CRA requirements.  

-Typically requires a minimum of 6-7 years of related experience with a Bachelor’s degree; or 4-5 years and a Master’s degree; or a PhD with 3 years experience; or equivalent experience

-High proficiency in Microsoft applications   

-Have analytical skills – you must be able to analyze data, identify trends and draw meaningful/accurate conclusions  

-Have the ability to approach problems in a quantitative and qualitative manner, and partner with the business to understand their needs, and drive solutions specifically around issues  

-Ability to communicate effectively, in both written and verbal formats, with senior executive-level leaders   

-Excellent verbal, written, and interpersonal communication skills   

-Proven ability to interact with technical project leads, developers, quality assurance, and business team members • Excellent attention to detail and accuracy skills  

-Ability to execute in a fast paced, high demand, environment while balancing multiple priorities  

Additional Job Description:

Subsidiary:

PayPal

Travel Percent:

0

-

PayPal is committed to fair and equitable compensation practices.

Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com.

The U.S. national annual pay range for this role is

$64000 to $156750

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion 

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.  If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at talentaccommodations@paypal.com.

Belonging at PayPal: 

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.