JOB SPECIFICATIONS: Knowledge, Skills & Abilities * Thorough knowledge and understanding of commercial lending, including qualifying applicants, packaging proposals, underwriting credit and cash flow and loan closing. * Extensive selling and negotiating skills in conjunction with demonstrated success in developing and maintaining lending relationships. * Comprehensive knowledge and understanding of applicable banking regulations and laws governing commercial lending, including credit approvals, policy and risk management. * Demonstrated strength and ability in credit analysis, including identification of exposure and risk. * Proven success in building and managing a team of lending professionals. * Demonstrated strategic and tactical planning skills. * Strong oral and written communications skills with demonstrated ability to prepare and present credit package * Strong organizational skills with ability to set priorities in a multi-task environment and meet deadlines. Experience & Education * Bachelor's degree with a concentration in Finance, Business Management, or Marketing required, or equivalent experience. * 10+ years of experience in commercial and small business lending, with demonstrated experience in credit analysis and assessment. * 5 years demonstrated leadership/management success in a commercial lending environment. Internal and External Contacts * Extensive external customer, prospect and referral source contacts. * Provides support to administrative staff and other support areas of the Bank. Working Conditions/Physical Requirements Office environment. Ability to operate computer. Ability to communicate in order to exchange simple to complex information with individuals and groups. Ability to travel throughout Bank footprint.