Welcome page Returning Candidate? Log back in! Equipment Finance Senior Underwriter Location US-GA-Atlanta | US-GA-Remote - Telework Posted Date 8 hours ago(1/2/2025 5:36 PM) Job ID 2024-18050 Category Equipment Finance Type Regular Full-Time Job Grade 15 FLSA Status Exempt Working Hours 8-5 Job Location: Company #10345 Equipment Finance Overview

Underwrites new and additional exposure for equipment finance credit requests comprised of guidance lines, loans, and various lease products.  Collaborates with Originators to accurately present findings, including business rationale and risk mitigations, to obtain credit approval and meet customer needs.

Responsibilities Analyze business, industry, financial data, and other supporting credit information concerning an applicant's credit request; identifies key business and financial risks that may impact the repayment prospects by the borrower; derives conclusions supporting the credit recommendation based on documented facts and/or sound judgementPrepare timely, concise, and accurate credit recommendations, with limited supervision or revision. Includes: (1) quantitative components within the underwriting narrative documenting the credit analysis; (2) accurate use of risk rating scoring models to ensure customers and loans/leases are properly risk-rated; (3) accurate identification and mitigation of all exceptions to Bank tracked policies exceptions, procedures, and compliance regulationsMonitor borrower financial performance in line with equipment finance loan documents; ensures required financial statements are spread in accordance with Bank Guidelines and resulting covenant calculations are accurate, complete and adhere to approval conditions and loan documentationPartners with Originators in customer and prospect calls as appropriateMaintain a working knowledge of Bank's written policies and procedures regarding underwriting, compliance, portfolio management, regulatory guidelines and other policies and regulations as applicable to this job description Qualifications 4-year degree preferably in finance, accounting, or business with emphasis in finance and accountingMinimum experience of at least 10 years in commercial lendingAt least 5 years’ experience in underwriting commercial creditsKnowledge of credit scoring principlesAdvanced Analytical skillsExcellent organizational and communication skills are requiredBe fluent in all loan and lease products and the overall equipment finance industryStrong computer skills including Microsoft products

Physical Requirements/Working Conditions:  Must be able to sit for long periods of time and use computer keyboard/or mouse, while viewing computer screens.

 

Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.

 

                             

Options Apply for this job onlineApplyShareRefer this job to a friendRefer Sorry the Share function is not working properly at this moment. Please refresh the page and try again later. Share on your newsfeed Trustmark is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, age, marital status, genetic information, pregnancy, national origin, protected veteran or disability status, and any other status protected by law. Upon request, reasonable accommodations will be made for all qualified individuals with disabilities. If you need accommodation for any part of the application process because of a medical condition or disability please send an email to careers@trustmark.com or call 866-213-1418 to let us know the nature of your request.

Equal Opportunity Employer/Females/Minorities/Individuals with Disabilities/Protected Veterans Application FAQs

Software Powered by iCIMS
www.icims.com