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With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

Our industry is rapidly evolving, and we need courageous, quick thinkers who can shape the strategic decisions that lead our business forward. Whether it’s negotiating with some of our largest global partners or creating next year’s financial plan, you can influence both our day-to-day P&L and the future direction of the company. As part of the team, you can have the opportunity to learn and use the latest data tools and technologies and explore a range of roles to grow your career. Find your place in finance on #TeamAmex.

This position is a Financial Analyst role within the Financial Planning & Analysis (FP&A) team supporting Commercial Services at American Express. Commercial Services (CS) serves millions of business customers around the world, from mom-and-pop shops to approximately 60% of the Fortune 500 and is one of three major businesses driving material revenue and pre-tax income. 

FP&A is a critical function at American Express, driving all planning, forecasting, budgeting, and analytical activities for all businesses and organizations, influencing major business decisions and improvement to financial health. This Financial Analyst will be specifically responsible for the Planning and Results activities for key metrics (spend/account) and associated key revenue lines for the Commercial Services business.

The analyst will have primary responsibility for developing and maintaining metrics models, providing insightful analytics on business performance to drive profitable growth. The incumbent will provide support to the GCS Finance organization and other key stakeholders, as well as support a variety of critical financial projects of the Global Commercial Services organization.

This is an excellent opportunity for an individual to gain deep knowledge of the card issuing business, as well as gain exposure to and insight from leadership. The successful candidate will have an analytical mindset, and is comfortable collaborating with internal customers, and working closely with leaders.

How will you make an impact in this role?

Responsible for contacting clients with overdue accounts to secure the settlement of the account. Do preventive work to avoid future overdues with accounts that have a high exposure. Report metrics and conduct analysis on drivers for the month-end results and the Risk and Opportunities process. Partner with the GCS Finance organization to ensure accurate understanding of results and inclusion of findings in GCS Risk and Opportunities. Produce financial insights that support P&L management and decision-making by senior leaders.  Ensure that FP&A processes adhere to control standards of the organization. Work closely with GCS Finance organization, Financial Planning & Analysis, and Decision Science teams.

Minimum Qualifications

Bachelor’s degree, preferably in a Business-related field (e.g., Finance, Accounting, Economics, Data Analytics). Strong financial, analytical and problem-solving skills. Attentive to detail with strong aptitude for analytics. Demonstrated ability to apply quantitative techniques and financial modeling skills to draw value-add insights from large amounts financial data. Competent Excel skills (comfortable with managing large data sets, Vlookups, charts and graphs). Capable of creating presentations at a professional level and presenting to senior management. Excellent communication, collaboration and relationship building skills, both within the team, as well as across Finance teams. Proven ability to manage and prioritize workload across multiple deliverables and drive results while meeting critical deadlines.

Preferred Qualifications

0-2 years’ experience. SQL knowledge preferred.

Salary Range: $55,000.00 to $105,000.00 annually + bonus + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

Competitive base salaries  Bonus incentives  6% Company Match on retirement savings plan  Free financial coaching and financial well-being support  Comprehensive medical, dental, vision, life insurance, and disability benefits  Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need  20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy  Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)  Free and confidential counseling support through our Healthy Minds program  Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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