Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Financial Crime Risk Management

Pay Details:

$91,200 - $136,800 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview:

The TD Bank Group Financial Crimes Risk Management (FCRM) Department is responsible for Anti-Money Laundering and Anti-Terrorist Financing (AML/ATF) regulatory compliance and prudential risk management across the TD footprint. We act as proactive and trusted advisors to TD Business Lines, while supporting a consistent, adaptable, and effective culture across the organization, ensuring money laundering and terrorist financing risks are appropriately identified and mitigated. We direct the design, content, and enterprise-wide implementation of TD’s AML Program, which also includes ensuring that everyone both understands and complies with economic sanctions and anti-bribery/anti-corruption regulations. Our commitment to being The Better Bank means that we are continually evolving to meet the requirements of an ever-changing regulatory environment, while continuing to provide legendary customer experiences.

Job Description Summary:

Anti-Money Laundering (AML) Road to Strong (RTS) Team is the team that develops, articulates and documents the Enterprise Road to Strong (RTS) Program strategy. The RTS team develops, articulates and documents the strategy to implement the Target Operating Model (TOM). The RTS team leads the Enterprise RTS Program for Canada and TDS; Accountable for the end-to-end product roadmap.
 

Accountable for Chapter 5 – Investigation deliverables, the Financial Crime Risk Specialist, Investigations will be responsible for the following:

Supporting a high performing team on delivery of AML compliance programs and culture.

Partnering with relevant SME's and external consultants to implement the recommended action plans within appropriate timelines.

Supporting the Senior Manager in Chapter 5 on the execution of key deliverables within Chapter 5 of Enterprise RTS Program with a focus on enhancement of the High Risk Customer Program and additional related workstreams, including but not limited to STR Procedures and Processes, STR Data Management, Insider Risk, Politically Exposed Persons (PEPs), and/or Sanctions risks.

CUSTOMER

Lead development of team procedures and governance processes and advise FCRM stakeholders and teams of changes and enhancements to enterprise FCRM programs and requirements and where they may impact in the organization.Work with FCRM partners and other related groups (such as Compliance, Legal and Risk etc.) to support creation of documentation and reports required by external regulatory bodies and TD internal groupsConduct research, assess FCRM risks and controls, and otherwise contribute to a specialized team of FCRM compliance professionals, interacting with key stakeholdersProvide governance oversight through management of the policy and training exemption governance and reporting processes to the FCRM Senior Executive Team (and related FCRM Sub-Committees)Prepare summaries, presentations, briefing notes, and any other required documentation to effectively report on the status of the FCRM programRepresent FCRM as a specialist on internal or external committees as well as on enterprise-wide Regulatory Change Management initiatives, as requiredDeliver relevant subject matter expertise and FCRM advice to business / FCRM partnersInteract with control functions within the organizationDevelop and deliver training programs for applicable employees across the BankConduct meaningful research, analysis, and assessment of FCRM program activities at the functional level using results to draw conclusions, make recommendations, assess the effectiveness of enterprise FCRM programsPrepare research, analysis, update tools and/or support training activities specific to risk assessmentLead development of processes, procedures and guidance relevant to own specific FCRM function of expertise

SHAREHOLDER

Provide high quality service and advice to key business (FCRM) partners and monitor progress of initiatives, action plans, or similar activitiesProtect the interests of the organization – identify and manage risks, and ensure the prompt and thorough resolution of escalated non-standard, high-risk issuesDeliver relevant subject matter expertise and FCRM advice to business (FCRM) partnersLead new or revised product initiatives, advise businesses on FCRM compliance requirements and ensure that those requirements are properly written into requirements for business projectsParticipate in FCRM level projects as needed, to facilitate and oversee changes to FCRM processes, systems, or practicesCoordinate with other FCRM partners and business compliance partners to ensure consistency in the application of FCRM programs and standards across the enterpriseEnsure relevant FCRM programs align with TD corporate philosophy and strategic directionMonitor FCRM industry developments and maintain strong knowledge of evolving regulatory requirements and assess potential impactsProactively identify key business opportunities, research and recommend enhancements / modifications, develop strategies to achieve recommendationsLead relationships with business lines / corporate and/or control functions to ensure alignment with enterprise and/or regulatory requirementsLead or contribute to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk/ provide guidance for complex situationsComply with applicable internal and external audit and regulatory requirements and may actively provide support during Audit and Regulatory Reviews, providing recommendations and guidance as requiredMaintain a culture of risk management and control, supported by effective processes in alignment with risk appetiteParticipate in responding to periodic exams/audits by regulatory bodies and Internal Audit, to determine level of BSA/FCRM compliance

EMPLOYEE / TEAM

Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interestProvide thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business unitShare knowledge of the business, related tools and techniquesLead or participate in personal performance management and development activities, including cross training within own teamKeep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activitiesContribute to the success of the team by assisting others in the completion and performance of work activities, providing coaching and/or guidance as appropriate.Contribute to a fair, positive and equitable environment that supports a diverse workforceAct as a brand champion for the function and the bank, both internally and/or externally

BREADTH & DEPTH

Highly seasoned professional role requiring substantial knowledge / expertise in a complex field and knowledge of broader related areasIntegrates knowledge of the sub-function’s overarching strategy in developing solutions across multiple functions or operationsInterprets internal/external business challenges and the industry environment, recommends course of action and best practices to improve products, processes or servicesActs as a technical expert / lead integrating cross-function understanding within their own field of specialtyLeads cross-functional teams or projects with significant resource requirements, risk and / or complexityIndependently manages end-to-end functional programsSolves or may lead others to solve complex problems; leads efforts or partners with others to develop new solutionsUses sophisticated analytical thought to exercise judgement and identify solutionsImpacts the achievement of sub-function or business line objectives within the area they are accountable forWork is guided by policies and industry standards/methodsCommunicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholdersWorks autonomously as the lead and guides others within area of expertiseGenerally, reports to a Senior Manager or above

EXPERIENCE & EDUCATION

Undergraduate DegreeAdvanced degree, professional accreditation, and/or 7+ years relevant experience

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
 

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet