Join our mission to create a completely new, 100% digital bank that uses consumer feedback to truly meet customers’ best interests. Jenius Bank, a division of SMBC MANUBANK, and a member of SMBC Group, is being built by a close-knit and fun-loving team of financial services professionals and technology experts who came together for the challenge of building a full-service digital bank from scratch. We’re committed to doing it the right way for the customer and are growing rapidly. To learn more about our relationship to our parent company, visit our website. The anticipated salary range for this role is between $82,000.00 and $132,000.00. The specific salary offered to an applicant will be based on their individual qualification, experiences, and analysis of current compensation paid in their geography and the market for similar roles at time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC MANUBANK offers a competitive portfolio of benefits to its employees. . Jenius Bank is strategically scaling up a portfolio of products and building extraordinary experiences. In 2023, we launched our first two products reaching $1 billion in deposits and over $700 million in loans, all before Jenius Bank’s first anniversary. We don’t plan to slow down, with ambitious growth plans and the capital necessary to execute a multi-year strategic plan. We have a start-up mindset paired with SMBC Group’s 400 years of history. SMBC Group has more than 150 offices and 86,000 employees worldwide in nearly 40 countries and is committed to creating new business to better serve customers in the rapidly evolving digital environment. Join us on the journey that has caught the attention of the Banking Dive, and more to reinvent banking where smarter banking translates to a richer life. **SUMMARY:** Reporting to the VP, Jenius FIU Manger, the FIU Team Lead will be responsible for the supervision and quality control of the FIU staff’s completion of alerts, case investigations, and Suspicious Activity Report (SAR) filings. Responsibilities will also include ensuring that reviews and investigations are performed in accordance with AML policy and procedures. This individual must have specialized knowledge related to retail banking risks and will be responsible for adherence to bank policies and procedures related to the Bank Secrecy Act, Anti-Money Laundering Program, and USA PATRIOT Act requirements. **PRINCIPAL DUTIES AND RESPONSIBILITIES:** + Working with the FIU VP, ensures department's compliance with all regulatory practices outlined by FCC/BSA/AML/OFAC including SARs, adherence to Jenius Bank policies and procedures, and the timely and successful completion of all alerts and related investigations. + Perform quality control on transaction monitoring alerts submitted by analysts to ensure alerts are being worked in accordance with FIU procedures. + Provide ongoing feedback to FIU analysts on quality of work and training where necessary. + Acts as a subject matter expert for investigations, general FIU process, and systems utilized by the FIU in the course of investigations. + May assist in providing documentation as required in response to inquiries from internal and external auditors, Bank departments, and regulators. + Assist VP with maintaining statistical reports necessary for evaluation by FIU management. This includes, but is not limited to alert management and analyst performance metrics. + Assist VP in maintaining and updating FIU procedures as Jenius customer base grows and new products are offered. + Assist in promoting a culture of compliance and ethical conduct throughout the organization. + Collaborate with cross-functional teams, including compliance, legal, risk management, fraud, and IT to advance the FIUs strategic goals. + Keep abreast of changes in regulatory requirements and evolving trends in financial crime to adapt the organization’s practices accordingly. + Maintain proficient knowledge of the rules and regulations, including but not limited to, the Bank Secrecy Act (BSA), USA PATRIOT Act, FFIEC Manual, and evolving banking landscape. + Provide training to new staff **POSITION SPECIFICATIONS:** + 5+ years in financial crimes compliance, anti-money laundering (AML), and/or counter-terrorist financing (CFT) roles; + Bachelor’s degree in finance, Accounting, Business Administration, or a related field; + Professional certifications such as CAMS (Certified Anti-Money Laundering Specialist) or CFCS (Certified Financial Crime Specialist), or CFE (Certified Fraud Examiner), preferred. + Experience with FIS Prime and/or Actimize a plus; + Experience with SharePoint and Microsoft Office suite; + In-depth knowledge and experience with the US PATRIOT Act, BSA Act and the FFIEC AML Manual; + Ability to excel in a remote, innovative, and fast-paced environment; + Excellent communication and interpersonal skills to engage with internal teams, regulators and external stakeholders; + Strong communication and presentation skills with the ability to convey complex ideas in a clear, concise manner to senior leaders. **EOE STATEMENT** We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law. **CCPA DISCLOSURE** Personal Information Collection Notice: This notice contains information under the California Consumer Privacy Act (CCPA) about the categories of personal information (PI) of California residents that SMBC MANUBANK collects and the business or commercial purpose(s) for which the PI may be used. We do not sell PI. More information about our collection and use of PI may be found in our CCPA Privacy Policy at https://www.smbcmanubank.com/privacy/ccpa-disclosure . Persons with disabilities may contact our Customer Contact Center toll-free at (877) 560-9812 to request the information in this Notice in an alternative format.