About the Company:

Ouro is a global, vertically-integrated financial services and technology company dedicated to the delivery of innovative financial empowerment solutions to consumers worldwide. Ouro’s financial products and services span prepaid, debit, cross-border payments, and loyalty solutions for consumers and enterprise partners.

Ouro's flagship product Netspend provides prepaid and debit account solutions that connect customers with secure, convenient access to global payment networks so they can manage their money and make everyday purchases. With a nationwide U.S. retail network, customers can purchase and reload Netspend products at 130,000 reload points and over 100,000 distributing locations.

Since Ouro's founding in 1999 by industry pioneers Roy and Bertrand Sosa, Ouro products have processed billions of dollars in transaction volume and served millions of customers worldwide. The company is headquartered in Austin, Texas with regional offices around the world. Learn more at www.ouro.com.

About the Role:

This is a role reporting to the Rules Engine Manager in the Risk Strategy and Analytics team in our Enterprise Risk Management group. At Ouro, the customer is at the center of our decisions and Risk Management is focused on controlling risk, while enabling profitable growth. This role will have a direct impact on our mission. You will be responsible for monitoring, analyzing, providing insights, adding and changing rules, and creating strategies we need in the Risk Rules Engines. The ideal candidate will have strong analytical skills and a background in risk and payments. This role also requires endless curiosity and the passion to understand our customers and the transaction pattern. This role is an opportunity to not only become an SME in Risk, but also to learn deeply about Ouro products, end to end.

Responsibilities:

Develop, test and implement rules based on risk trends.

Analyze rules performance and make recommendations for changes, activations, or deactivations of rules.

Analyze current fraud trends to recommend new rules or make changes to existing rules.

Implement rules based on team recommendations and analysis in the risk engine.

Ensure the risk rules across various platforms are documented and properly categorized on an ongoing basis.

Work closely with the Fraud, Disputes and Data Analytics team.

Qualifications:

2+ years experience in risk, data analytics, and fraud investigation. 

Solid understanding of relational databases, and proficient extracting data from relational databases by writing and testing SQL code, functions and Procedures.

Experience with real time fraud detection and prevention tools.

Detail oriented with excellent research, organizational and problem solving skills.

Experience in Payments, Risk management, Credit, or Banking preferred.

Ability to manage multiple projects simultaneously.

Strong analytical and problem solving skills.

Able to work with little supervision once ownership of project / task has been assigned.