Securities Based Lending Team (SBL) is Global Wealth Management’s solution for underwriting loans and lines of credit that are fully collateralized by liquid securities. With an expertise in credit products, policy, and regulations, SBL partners with Private Bank Advisors to negotiate origination and amendments of securities leveraged credit facilities and Derivatives, subsequently performing the underwriting, approvals, document creation and delivery, as well as ongoing portfolio management. 

As an Analyst within our SBL Team, you will be supporting managing a significant part of the International credit book and aiming to turn around new credit requests within 2 business days. You will assist the Lender with the team’s underwriting responsibilities including, but not limited to, analysing, approving, and documenting loans, lines of credit, and derivatives as well as resolving credit portfolio exceptions. 

Job responsibilities:

Underwrite new and amendment credit requests in a timely fashion and liaise with other teams across the firm, if needed, to ensure timely delivery; Partner with internal stakeholders (including, but not limited to, Bankers, Investors, Lending Advisors, Credit Executives, Legal etc.) to deliver the best product solution with a sound credit structure.Review credit proposals for adherence to policy, accurate borrower analysis and a complete credit risk assessment. Maintain the highest standards of quality and accuracy.Coordinate with SBL partners to drive efficiency and consistent approach to risk and the business.Maintain a consistently high level of awareness around any potential credit issues. Proactively resolve exceptions, including under-margin situations, past due principal/interest, transactional issues and documentation exceptions.

Required qualifications, capabilities, and skills:

Fluency (written and spoken) in English and French.Bachelor’s Degree and/or relevant business experience in a similar role.Understanding or experience with credit risk or lending analysis, including underwriting, lending value analysis, derivatives, credit regulations, and legal documentation.Strong communication and interpersonal skills.  Good organizational skills and ability to drive change.Ability to work well in an integrated team environment; dedicated team player.