We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What You'll Be Doing

The US Region Head of Non-Transactional Credit Risk provides guidance and direction to ensure credit risk is accurately identified and managed through the US Region.  Work with the US Region Chief Credit Officer, Director of Credit Policy, Adjudication staff, Data Risk Analytics and the Lines of Business to develop and propagate credit risk rating procedures, credit policies, standards, guidelines and processes to mitigate credit risk in the portfolio and maintain satisfactory relations with banking examiners assigned to oversee credit risk.

How You'll Succeed

Establish and maintain a strong credit culture across the US RegionAdvise the Chief Credit Officer on credit risk matters and reporting, including emerging trends in credit quality and credit portfolio management (past dues, covenants, and similar concerns)Provide subject matter expertise regarding the application of credit oriented regulatory requirements and guidance to ensure appropriate complianceOversee external and internal exam processes and communicate results of each exam to senior US Region and Enterprise managementProvide subject matter expertise and guidance to risk rate credit exposure using both risk rating models and standardized risk rating parametersRepresent US Region Credit Risk Management concerning audit and regulatory remediations, enhancements to improve credit risk reporting and oversight, and control environment.Alternate Chair of the Criticized Asset Management Process and as delegate for other executive committees for CIBC Bank USA and CIBC Inc.Effective challenge of credit risk matters as appropriate

Who You Are

20+ years in commercial lending and or credit analysis with significant participation in the review, approval, and credit risk monitoring processBachelor’s degree majoring in business or finance required; advanced degree preferredDetailed working knowledge commercial bank practices sufficient to apply, adapt and modify practices and processesThorough knowledge of functional and business operations, products, process and regulatory environment within which financial institutions operateSolid collaboration and ability to develop and sustain important business relationships both internal and external to the organizationSound judgment and problem solving and ability to make key complex decisions independently and with clear thinking and sound logicAbility to interact with all levels of staff and managementProven understanding of regulatory requirements for commercial banking institutionsProven ability to lead others in the execution of organizational risk objectivesExcellent technical and analytical skillsStrong verbal and written communication skillsStrong organizational and presentation skillsProficient with MS Office SuiteValues matter to you. You bring your real self to work and you live our values - trust, teamwork, and accountability. 

California residents — your privacy rights regarding your actual or prospective employment

At CIBC, we offer a competitive total rewards package. This role has an expected salary range of $200,000 - $275,000 for the market based on experience, qualifications, and location of the position. The successful candidate may be eligible to participate in the relevant business unit’s incentive compensation plan, which may also include a discretionary bonus component. CIBC offers a full range of benefits and programs to meet our employee’s needs; including Medical, Dental, Vision, Health Savings Account, Life Insurance, Disability, and Other Insurance Plans, Paid Time Off (including Sick Leave, Parental Leave and Vacation), Holidays and 401(k), in addition to other special perks reserved for our team members.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com

You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location

IL-120 S LaSalle St, 8th Fl

Employment Type

Regular

Weekly Hours

40

Skills

Analytical Thinking, Business Objectives, Credit Decisions, Credit Risk Management, Financial Analysis, Relationship Building, Waterfall Model