Arizona Central Credit Union Ranked Top 10 Credit Unions in AZ for 2024 "Ranking Arizona: Top 10 credit unions for 2024" AZBIGMEDIA Arizona Central Credit Union offers a comprehensive benefits package, including medical, dental, vision, 401k with up to 6% match, an employee assistance program, and much more. Role: This position will work closely with lending staff to make credit decisions based on credit union lending policy  and cultivate a strong lending pipeline. The ability to build and maintain strong dealer relationships is critical for success.    Summary of Essential Job Functions and Responsibilities: + Develop, train and monitor underwriters to ensure safety and soundness. Recommend policy and procedure updates as needed. + Direct, motivate, and manage the performance of department personnel; administer performance evaluations and recommend appropriate personnel actions. Ensure prompt loan decisions, processing and funding of loans, resulting in department goals and objectives being met. + Take escalated/supervisor calls. + Review, analyze, and underwrite indirect loan applications including retail and third-party referrals. Review credit applications, credit reports, calculate applicable ratios (i.e. Debt ratios, loan-to-value) evaluate borrower circumstances and determine loan decision based on policies and guidelines. + Gather required information & documentation from dealer, member, or 3rd party partner and prepare loan for booking (Funding) by entering required data in systems. + Follow set procedures when booking loans in the core system, disbursing loan proceeds, ensuring daily funded totals are in balance. + Foster positive and productive relationships with dealers and other third parties, in person and on the phone. + Participate in quality control of loan files, verify accuracy of documentation, and assist funding with collecting pending conditional items as needed. + Make decision to approve, counteroffer, or deny loan requests that are outside of credit union lending guidelines but within policy. + Authorize release of collateral on existing loans, changes in loan terms, waivers of payments, due date change, etc.  + Review, analyze and create various lending reports. Utilize performance analytics to evaluate dealerships volumes, participation, current and on-going relationships. + Work with dealerships to correct outlying portfolio performance and/or establish appropriate corrective action to rectify dealership or vendor performance.   Hours: + Monday - Friday 9:00am - 5:30pm, some weekends and holidays + Rotating Saturdays + Remote work is available after 90 days (Hybrid). + Frequent travel to auto dealerships to build and maintain relationships is required Knowledge, Skills and Abilities: + Five to eight years of similar experience in indirect lending, sales, and supervising others. + One to two years of building and maintaining strong dealer relationships. Powered by JazzHR