As the nation's largest community credit union, we begin every day focused on delivering superior financial products and services for our 1.3 million members and more than $30 billion in managed assets. Our work has an economic impact as we support our members' financial goals. We are unapologetic about being devoted to our members and the communities we serve. Our business is guided by our people helping people philosophy – which includes our team members. BECU has been in business for more than 85 years, driven by unwavering core values and a dedication to improving the communities we serve. While we have a rich history, the future of our company, accelerated by business and technology transformation, is even brighter. There's never been a better time to work for BECU. To learn more visit becu.org/careers. **PAY RANGE** The Target Pay Range for this position is $27.40-$33.46 hourly. The full Pay Range is $21.25-$39.57 hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role. **BENEFITS** Employees and their eligible family members have access to a wide array of employee benefits, such as medical, dental, vision and life insurance coverage. Employees have access to disability and AD&D insurance. We also offer health care and dependent care flexible spending accounts, as well as health savings accounts, to eligible employees. Employees are able to enroll in our company’s 401k plan and employer-funded retirement plan. Newly hired employees accrue 6.16 hours of paid time off (PTO) on a per pay period basis based on hours worked (up to a maximum of 160 PTO hours per year) and receive ten paid holidays throughout the calendar year. Additional details regarding BECU Benefits can be found here . **IMPACT YOU’LL MAKE:** As a Lending Specialist at BECU, you’ll play a vital role in shaping the lending experience for our business members. Your expertise will help streamline the loan application process, ensuring that businesses receive the support they need to thrive. By engaging with our members and leveraging your skills, you’ll create meaningful connections and drive positive change within the community. Your contributions will not only enhance our services but also elevate your professional journey. **WHAT YOU’LL DO:** + **Guide the Lending Process:** You’ll facilitate the entire loan application process, reviewing requests, and ensuring everything aligns with our policies and procedures to support business members effectively. + **Evaluate Loan Applications:** Assess, approve, counteroffer, or deny loan requests within your lending limits, using automated scoring guidelines to make informed decisions. + **Ensure Accuracy:** Verify the completeness and accuracy of loan applications and supporting documents, ensuring everything is in order upon receipt. + **Close Loans Smoothly:** Clear any stipulations, arrange necessary documentation, and board approved credits to ensure a seamless loan closing experience. + **Communicate with Members:** Discuss loan decisions in detail with business members, providing clarity and support throughout the process. + **Leverage Knowledge:** Maintain a strong understanding of BECU's loan policies, state and federal regulations, and our lending systems to serve our members better. + **Deliver Exceptional Service:** Ensure all members receive prompt, courteous, and professional service, resolving any issues swiftly and effectively. + **Drive Process Improvement:** Recommend and initiate changes to enhance Business Services lending processes, contributing to a culture of continuous improvement. + **Collaborate on Projects:** Participate in project teams focused on developing new products and services for our business members. + **Strengthen Relationships:** Conduct outreach calls to business members, fostering strong relationships and understanding their needs. + **Prepare Reports:** Maintain, monitor, and prepare required reports, providing additional statistical information as needed. + **Support Team Needs:** Perform additional duties as assigned to support team goals and member needs. This isn’t just about ticking off tasks on a list. It's about making a significant, positive change in BECU’s journey, where your contributions are valued, and your growth is continually fostered. **WHAT YOU’LL GAIN:** + The chance to make a tangible impact on the lending experiences of our business members. + A collaborative and innovative work environment that values your ideas and insights. + Professional development opportunities to sharpen your skills and advance your career. + A strong network of colleagues who support one another and work together toward shared goals. + The opportunity to contribute to the evolution of BECU’s business services. **QUALIFICATIONS:** **Minimum Qualifications:** + Associates degree in Business, Finance, or Economics or equivalent work or education-related experience. + Minimum 3 years of lending experience in financial institutions or credit departments. Experience in a business lending environment preferred. **Desired Qualifications:** + Knowledge of business credit policies, procedures, practices, and documentation. + Proficient mathematical ability. + Proficient verbal and written skills required to effectively communicate in the English language. + Ability to research and compile information for loan purposes accurately and efficiently. + Effective negotiation skills required. **JOIN THE JOURNEY:** Ready to make an indelible impact? Eager to be a part of a collaborative and innovative team where your ideas and contributions don’t just fill a role, but fuel the growth and success of BECU? This is more than a job – it’s a chance to elevate your career, skills, and future, all while contributing to the robust technological landscape of BECU. Embrace the opportunity to grow with us. Apply now, bring your expertise to the table, and let’s achieve excellence together at BECU. Your journey of influence, innovation, and impactful contribution starts now. #BECU #YourGrowth #BECUJourney **EEO Statement:** BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status. **Job Alerts:** If you would like to be kept informed of new potential opportunities, click here (https://becu.wd1.myworkdayjobs.com/en-US/External/jobAlerts) . You will be asked to create an account if you do not already have one. From our very beginning, BECU has been about people helping people. As a financial services cooperative, our purpose has and always will be the same: we work together to best serve our members and improve the financial well-being of our community. More than 80 years and one million members later, we're still rooted in our values, practices and mission - and even more passionate about our future. As one of the nation's leading credit unions, we're not driven by profit. We're owned by our members and their interests are at the core of everything we do. Now we're growing faster than ever before--but we'll never forget our roots. To continue doing right by our members, we believe we must first do right by our people. Here, you'll receive the resources and support you need to learn, grow and build a meaningful career. Because we know it's our people who make us special.