About the Role
As Liability Analyst, you will compile facts and investigate customer injury claims to evaluate and negotiate resolution of complex non-litigated liability claims (moderate to highly severe injuries) to protect the interests of the company.
What You’ll Do
Correspond with claimants, witnesses, internal partners to document event statements
Investigate and verify customer injury statements and facts, compiles evidence, video and claim data to document according to written procedures
Conduct recorded statements from claimant and as needed, witnesses
Evaluate liability based on verifiable and disputed evidence to create action plan
Evaluate liability to set financial reserves
Follow written procedures to reports claims that meet specific criteria to excess insurers and/or escalate claims internally
Communicate with excess insurance carrier on escalated claim status and current action plans
Assist panel counsel defense attorneys with claim positioning and evaluation, as appropriate
Deny, settle or authorize payment directly with claimants and/or claimant attorneys to resolve complex non-litigated moderate to highly severe injuries
Additional task may be assigned as necessary
What Skills You Have
Required
Minimum 2-4 Years related claims experience and experience adjusting general liability claims
Working knowledge of general liability insurance
Proficient experience in investigations, resolution of injury complaints including negotiation and settlement
Must have good presentation, written and oral communication skills
Must be able to multitask, be well organized and detail oriented
Proficient working with database and processing software, Excel, Word and similar systems
Must have strong analytical, problem solving, critical thinking and negotiating skills
Preferred
Bachelor's degree or equivalent experience
3+ years of multi-state or national experience for an Insurance carrier and/or self-insured company
Knowledge of medical terminology and procedures
Professional designation in claims and/or insurance
Experience using RisKonnect or other RMIS
Retail experience
Special Requirements
Ability to travel infrequently